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Ongoing Journey to being a Frugalista..
Comments
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Good to hear from you.
Not long now
xx I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
Great news on the decreasing debt!👍
Puppy sounds gorgeous! I bet you can't wait! You'll have to download a photo when he arrives!😀Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”2 -
Hi all
So so sorry have been missing in action... lots going on. Debt coming down but also need urgent repair work on the house so had to urgently take out a sizeable loan. Pretty depressed for a day or so but my new found perfect credit rating helped and it was a fast decision. OH was more depressed than me, but onwards and upwards. We can’t operate in a damp and leaky house (unsafe in the case of 1 bedroom ceiling!!!) so have to plough on and get it done. Just sad though as happened when being DF in 2020 was in sight... but at least it’s not consumer debt in the same sense and is a great opportunity for us to decorate. I am also focussed on trying to pass my side hustle course and of course the new pup is a handful. A joy but blimey needs lots of attention. He’s not sure about walks but loves food and training... that’ll be the lab in him I am sure! We have also been self isolating... coming to end of 2 weeks shortly. 5 of us cooped up in a house has been a strain at times, teenagers climbing the walls, have spent lots of money on food particularly... but had to be done. Luckily no symptoms, just positive test. Feel very privileged though as apart from not leaving the house nothing has been different.I really hope everyone is doing ok. Give me a couple of weeks and I’ll be on here getting right back up to speed with all your going’s on - much love
Brizzlegirl
xx4 -
Good to see you back and posting, and your update is very positive, for all the additional loan thing going on. Having your home safe and secure are always priorities. Looking forward to your regular updates againSave £12k in 2025 #2 I am at £10,020.92 out of £6000 after September
OS Grocery Challenge in 2025 I am at £2234.63/£3000 or 74.49% of my annual spend so far (not going to be much of a Christmas at this rate as no spare after 9 months!
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here3 -
Good to hear from you.Take care xxI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Hi Brizzle glad I managed to track down your new diary - first time back on here in 2 years and cant get access to my old log in so will need to start a new one myself - look forward to reading back and catching up on what you have been up toCC Debt
Aug 2018 £50.2K
Nov 2018 £48.6k
Oct 2020 £38.9k
May 2021 £32.2k4 -
Glad to see you back posting.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1243 -
Ahhh - that's a pain re needing some new finance - but how good that your great credit rating means a fast decision - and no doubt a decent rate! Sometimes we need to spend money - and leaks definitely fall into this! Anyway, it's only a bump in the road - you'll still get there x I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £203
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Yes a pain about the loan but your house is your home and also the most valuable asset you have so don't feel bad on the spend.Your pup sounds lovely!🐶
Have a good weekend brizzle! xFinally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”2 -
Hope all is ok with you brizzle and you and your family have a wonderful Christmas. x 🎄☃️🍾❤️Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”2
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