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Ongoing Journey to being a Frugalista..
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Brilliant news,ย brizzle! ๐๐๐I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 ยฃ124616 01/11 ยฃ89873 01/13 ยฃ52546 01/15 ยฃ12133 07/15 ยฃNILNet sales 2024: ยฃ20
2026 Declutter campaign awards 2x star2 -
Most excellent newsย
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.2 -
Well done you. What a massive achievementย ๐๐Save ยฃ12k in 2026 #2 I have banked ยฃ9004.48 so far, against a ยฃ10k target The 2026 Save ยฃ12k in 2026 thread is here
OS Grocery Challenge in 2026 I am sticking with a ยฃ3000 annual budget for 2026 - currently ยฃ1111.79 and most of my May purchasing made
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
My keep within our budget diary is here2 -
Hurrah! Do pleased to hear this2
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Brilliant news Brizzleย3
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Fantastic news, well done to you both xยSave ยฃ10,500 - ยฃ2673.77 - 25.5%
Pay off ยฃ7000 - ยฃ1743 - 19.4%
Make ยฃ2021 extra income - ยฃ99.751 -
Thanks for all the lovely messages... less than 24 hours to go
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Whooop! Looking forward to that post!ย
ย I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 ยฃ124616 01/11 ยฃ89873 01/13 ยฃ52546 01/15 ยฃ12133 07/15 ยฃNILNet sales 2024: ยฃ20
2026 Declutter campaign awards 2x star1 -
Thank you Thank you!!ยItโs all done and dusted. All gone. Itโs a fantastic feeling and we havenโt quite worked out how to celebrate it, but we will do. Party at ours??!
ย We are now planning next steps to pay into a decent EF, savings but I also hanker seeing 2028 as the year when I donโt need to work on anything I donโt want to... so I will be working and donโt plan to completely stop but I donโt want to be obliged to...not sure why I have chosen this year but thatโs the working plan. Gives me some time to plot and ponder.ยLast week was also filled with joy as the 2 teenagers both got accepted onto the next courses that they want to do and OHโs work trips which had to be conducted remotely worked... and went well. All in all a fantastic week when everything went better than we had even hoped for.ยI hope everyone has had a good weekend.ยGreetings from a very sunny Bristol
ย
BG4 -
Fantastic news ๐ฅณ๐ฅ๐I get knocked down but I get up again (Chumbawamba, Tubthumping)2
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