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Ongoing Journey to being a Frugalista..
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Have a very happy New Year brizzle and here's to a healthy prosperous 2021 for you and your family.🥳🍾🥳🍾Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”2 -
Happy New Year!
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Hey you too!! It’s all go here. And getting a bit bored of it now... whilst being very grateful for our health. Have a shocking cough but not C-19. Kids fine and DD2 heartily relieved about exams not being the only assessment for A levels. Money wise we are up against it but lodger due back soon which is good news.Hope everyone is ok.4
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All good then
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Ha. Yes thanks Beanie. All good.Money wise it’s a tough month. Builder has finally finished but that means the final milestone needs paying. DD2s rent has left a hole in our funds and a incoming payment of £700 which was due on Friday hasn’t arrived yet but regardless everything needs to be going out on Monday...eek. Various class/club payments for the girls have been needed this month too. But we’ve done a YNAB check and we will be ok, just...
Holed up here whilst it’s gently snowing. No fire but have lit candles instead! And properly raided the skips round here for firewood for later! Now have quite a bit more. Better than landfill
Hope everyone is ok
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Beanie...seriously is it only 1 month until you’re MF? Properly amazing news!!!5
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Hi All
We should have no more consumer debt in 4 days time...yippee!!! Such an achievement and some hard choices in there. YNAB has been a saviour. Also OH’s Damascene conversion to recording everything and taking a huge interest in where our money goes. We have agreed we will celebrate..but not sure how yet...unlikely to be able to go out for dinner!!We will have the repairs loan to pay off, an EF to make good and a fund to build up for the children but that’s all doable. We have also heard our lodger may stay another year so that would be handy. He’s a straightforward person to have around so would welcome that.
Hope everyone is ok..
Brizzle x3 -
Fantastic news 🥳I get knocked down but I get up again (Chumbawamba, Tubthumping)2
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That's fantastic news Brizzle, huge congratulations!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1
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Whoop! How wonderful
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1242
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