Ongoing Journey to being a Frugalista..

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  • Have a very happy New Year brizzle and here's to a healthy prosperous 2021 for you and your family. 
    🥳🍾🥳🍾
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • jwil
    jwil Posts: 19,058 Forumite
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    Happy New Year!
    "If you can dream it, you can do it". Walt Disney
  • brizzlegirl
    brizzlegirl Posts: 1,260 Forumite
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    Hey you too!! It’s all go here. And getting a bit bored of it now... whilst being very grateful for our health. Have a shocking cough but not C-19. Kids fine and DD2 heartily relieved about exams not being the only assessment for A levels. Money wise we are up against it but lodger due back soon which is good news. 

    Hope everyone is ok. 
  • beanielou
    beanielou Posts: 90,176 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
    All good then  :grin:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • brizzlegirl
    brizzlegirl Posts: 1,260 Forumite
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    Hi All :)
    We should  have no more consumer debt in 4 days time...yippee!!! Such an achievement and some hard choices in there. YNAB has been a saviour. Also OH’s Damascene conversion to recording everything and taking a huge interest in where our money goes. We have agreed we will celebrate..but not sure how yet...unlikely to be able to go out for dinner!!

    We will have the repairs loan to pay off, an EF to make good and a fund to build up for the children but that’s all doable. We have also heard our lodger may stay another year so that would be handy. He’s a straightforward person to have around so would welcome that.

    Hope everyone is ok..

    Brizzle  x
  • Sun_Addict
    Sun_Addict Posts: 21,246 Forumite
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    Fantastic news 🥳
    Christmas Savings 2024 £252.38/£600 April NSD:2 April Surveys £
  • jwil
    jwil Posts: 19,058 Forumite
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    That's fantastic news Brizzle, huge congratulations!
    "If you can dream it, you can do it". Walt Disney
  • lucielle
    lucielle Posts: 10,717 Forumite
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    Whoop!  How wonderful
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
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