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Ongoing Journey to being a Frugalista..
Comments
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Exciting about the puppy!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3
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Ooh a puppy 😍 I resisted getting a dog for years but caved in 8 years ago and wouldn't be without her now.I get knocked down but I get up again (Chumbawamba, Tubthumping)3
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Yes - a puppy! Great news!Pleased to hear you had a great holiday and the studying for the side hustle is going well.Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”2 -
Hi all
All crazy busy here but we are good and healthy so grateful for that. Side hustle is getting busy with final assignments and puppy prep still in play!Money things are tight as need repair work on house plus DD1 back at uni and a new animal to pay for but we are in sooo much better off than this time last year. We are finally into a net worth position of around £500+...so technically we are debt free, Whoop!!! but we have decided not to treat as that until the last CC and the small OD is laid off. And we have the expenses listed above plugged in so it’d be a short lived celebration!YNAB has been a godsend. Blooming godsend.
I have been AWOL for weeks, so haven’t seen your idolaters, but hope everyone is Ok, more stressful times but look after your mental health as much as you can and TAKE CARE OF YOURSELVES!!Love and hugs
brizzlegirl x5 -
Wow! All sounding bust at your end. Did you decide on a breed?
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1242 -
*idolators?!! Is that even a word.....it should have read as ‘updates’!!!! And now won’t let me alter it...2
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I did wonder what we were worshipping...idolaterplural noun: idolaters
- a person who worships an idol or idols.
Save £12k in 2025 #2 I saved £14,660.97 of £6000 or 244.35% of my target. The 2026 Save £12k in 2026 thread is here
OS Grocery Challenge in 2025 I finished the year at £2880.99/£3000 or 96.03% of my annual spend so I am sticking with a £3000 annual budget for 2026
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
My keep within our budget diary is here3 -
Good to hear from you 😀I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Lovely to hear from you, and yay to being in positive figures!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1
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Hi everyone!!Yes pup arrives in about 3 weeks.. lab/collie x....he looks delightful and seems a lovely contented chap but it will be a bit like having a small child again... sleepless nights and potty training. What joy 😂
One of my quibbles with the phone render of this site is the inability to update/amend more than once... sorry for confusing you Suffolk Lass!!All good here at the moment. I am really delighted about how our debt is decreasing. The end is in sight. We do need work done on the house though. New render, new ceiling, some roofing work... but have to remember it’s a Victorian terrace and some sort of work is always needed...
Hope everyone is well
xx5
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