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Ongoing Journey to being a Frugalista..
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I agree, awesome savings rateSave £12k in 2025 #2 I am at £10,020.92 out of £6000 after September
OS Grocery Challenge in 2025 I am at £2234.63/£3000 or 74.49% of my annual spend so far (not going to be much of a Christmas at this rate as no spare after 9 months!
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here3 -
Great savings rate, brizzleI am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £203
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glad to read everything is going well for you.. :applause:Mortgage restart June 2018 £119950Re mortgage August 19 £110470, … Mortgage November 22 £85600 final 0% CC 3300Home renovations - £65000, mid 2018 - mid 20223
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Thanks all
xxx
We clocked a NSD today. And I went for a run. We had fish and chips. Work was grim.... but overall a good day in the end..3 -
Sorry work was grim.Hope today is a better day xxI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
beanielou said:Sorry work was grim.Hope today is a better day xxSave £12k in 2025 #2 I am at £10,020.92 out of £6000 after September
OS Grocery Challenge in 2025 I am at £2234.63/£3000 or 74.49% of my annual spend so far (not going to be much of a Christmas at this rate as no spare after 9 months!
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here3 -
Ah thanks ladies, I (finally) got a 'oh well, this too will pass' head on by the time I got to sleep
Looking forward to a long weekend. It feels like a Saturday to be sure. The yoga and running is continuing, going out in a bit as it happens. 4-5k every time so decent if not exactly Mo Farah standards!! Food plans shaping up nicely (always a priority for this household as you know!) including a BBQ (even if its cold) on Sunday.
MSE wise - we will be tight - but still planning to pay off 1 card in full this month and hopefully a huge chunk of another...we HAVE to do this...have to have a real upside from all this global stress and worry and I can't think, from a personal perspective, what else - apart from maintaining good health - is more important to our long term futures than consumer debt busting.
I also used to have the MFD on my sig too as 2022 or 2023. I can't see that happening, but it might be fun to try for end of 2023 or shortly thereafter. We should definitely resume the OPs though but think need to split it into a Mojo and a EF as well.
Wow..someone has just played the Last Post on a trumpet, sounded very poignant echoing down the streets...fab.5 -
Oh, see I have kept it in, and as 2023, how ambitious and focussed I must have been feeling a few years ago
...oh well had better try for that then
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You are doing great Brizzle
Have a good weekend.
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
Have a great weekend. Love an ambitious target! There will be no stopping you with the mortgage once the CC is gone.3
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