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Ongoing Journey to being a Frugalista..
Comments
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Hi PF!!
Yes the runs are proving amazing thanks. 90k so far this month as well as 5 online yoga classes. Sorry you're not able to get out as much I think?
Planning on prepping more sourdough this evening
Take care
xx4 -
Wow 90k. That’s impressive plus the yoga. I’m still not running but walking daily.Hoping DH gets obsessive with YN AB too!2
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Very impressed with your exercise, brizzle!I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £202
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Thank you both
I am pretty chuffed too although I am creaking in the mornings...eases after a bit though.
Sourdough working well. Its my third loaf and am getting the hang of it. A lively starter makes all the difference
Days going quite slowly for me workwise at the moment. Its as if I started to get used to the lockdown and after my leave last week need to get used to it again. Another period of mental adjustment which I am not good at! Am also desperate to pay another chunk off the CC so payday can't come soon enough. Counting down the days...Rumour is my tax code has improved too, so that may bring in some additional pounds. Hope so.3 -
BTW that's 90km and not 90,000
(but either way is something like getting close to Birmingham from Bristol so I'll take that)
2 -
You are awesome
xx
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
Continuing to only spend 60% of your income would be a real result. I hope you and OH can carry on once lockdown is over. 😀Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”3 -
Well done! I feel somewhat slothful in comparisonSave £12k in 2025 #2 I am at £10,020.92 out of £6000 after September
OS Grocery Challenge in 2025 I am at £2234.63/£3000 or 74.49% of my annual spend so far (not going to be much of a Christmas at this rate as no spare after 9 months!
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here5 -
brizzlegirl said:BTW that's 90km and not 90,000
(but either way is something like getting close to Birmingham from Bristol so I'll take that)
90km is v impressive. Over 2 marathons!Inspired by your sterling efforts I went out yesterday for the first time in way too long. Felt really good and fitness hadn’t disappeared (nearly) as much as I assumed. Thank you.4 -
beanielou said:You are awesome
xx
Having a quick coffee break. Sun is shining and I am stuck inside slaving over a hot PC - although have to say its not frontline work like MFD and SA so am NOT complaining!
Ooooh...2 marathons, thats a great way of putting it. Had a rest day yesterday, my joints are slightly protesting and I have pulled an intercostal in my back but will be out again today over lunchtime. Glad you went out PF, its a good way to settle one's thinking and remember that 'this too shall pass'....
In good news despite some spends (yes OH and some significant beer deliveries (supporting local businesses he says:)), new sports bras(used MOV), birthday presents for DD1, upped our charitable donations, van storage and insurance, lots of tuition, sky high grocery bill etc etc we have had our best month since the crack down started in earnest in October last. WOOHOOOOOOO!! OH really really pleased. So am I. So we are on the cusp of another CC reaching an end next month, then its one small one which should be gone in May/June and then its 'just' the large one. Its all doable, all at 0% and even despite this we are still putting some savings aside into an ISA (EF is non existent though so we do need to sort that, note to self). If this continues we could be completely out of debt by October..more likely it'll be a month or two after. Currently we are on a spend of 47% of income which feels pretty darn good and leaves plenty for savings and debt repayment. OK we are fortunate to be well paid but even so I am taking a lot of heart from our commitment to our being truthful and accountable about our spends and to our leaning in to the issues..
Have a great day all
Brizzlegirl xx6
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