The long haul supporters thread...

In_Search_Of_Me

Hugs pepys!! It can be tough but just do teh best you can & when things get bad just dudt yourself off and start again. We WILL get there in the end but its gonna take time - just as it did when we spent the money in the first place! B the time we finish we'll be much more money savvy, happier & will never, ever go there again will we eh! Chin up...summer will be here soon!

philwantstobedebtfree

Hi all,

Well i hope everyone had a good christmas and new year mine was good and I managed to not overspend and kept within the budgets i set myself which i am very happy with as i thought i would be a victim of my kitkat strength will power but i was good

so next week will be my first full week back to work and i think it is gonna kill me i was ill 3 weeks ago and only worked 2 days the week after was christmas week and i only worked 3 (they were early finishes too) and last week i had holiday so only worked 2 days think my body has forgotten what a full week is lol.

Heres to a great New Year

Phil

jonnyboy80

My personal target this year is firstly to break under 20k but hopefully break 18k by the end of the year. Know this is gonna be a tough one but have got a tax rebate due later in the year for around £600 and need to renew both car insurance and mobile in november so if I go through Quidco that should bring in another £200 ish plus and can then sell the phone on via ebay. So, that it not far off £1000 already!! My big debt is my HSBC loan which costs over £565 per month and is a stretch each month...Am thinking of transferring this over to Egg in the summer if I can get a LOB rate..!!

millionaire_in_training

I have set myself a mini target of getting under £40k by end of February but hopefully will manage it by end of Jan. Then my next target will be under £35 by the end of summer. Will make that the end of August. Not sure if I will manage it but my payments per month are £725 so if I find an extra hundred or so per month I might just make it. Would love to have paid £10k by end of year. x

MissKJ

Have set myself some challenging targets now. Things have been moving too slow for my liking. I will be doing a revised SOA in the next couple of weeks, as I have improved things.OH is much more onboard now, he has no choice because I remind him about budgetting cionstantly!

ZTD

MissKJ wrote: »

OH is much more onboard now, he has no choice because I remind him about budgetting cionstantly!

That being the long-winded way of saying: I nag.

Keeping_Positive

ZTD wrote: »

That being the long-winded way of saying: I nag.

Yes but being female why say something in a few words when you can add even more!!

jonnyboy80

Completely forgot my Capital One DD payment went out today for £227.32 so over £300 paid off already this month!! Means now have peanuts to live off for the next few days but guess this is worth it in the end!! Keep it up fellow long haulers..!!

debrag

Well I'm not finding out I have another 6.6 yrs left, thought if was 4 but not

Keeping_Positive

debrag wrote: »

Well I'm not finding out I have another 6.6 yrs left, thought if was 4 but not

Nightmare what happened ? Did you miscalculate or overspend? If you miscalculated just remember where you went wrong but dont beat yourself up because as long as you are paying money off each month you are heading in the right direction.

My target is to repay my loan and it has 6 1/2 years left. If I can repay before then and have some savings excellent but if not nevermind as long as the debt goes at some point and doesnt increase again. Personally I am struggling to see beyond this month let alone more than a year!!

:grouphug: