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The long haul supporters thread...
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Hi all. Lots of new members now. I will be here until Sept 2013 or hopefully slightly less than that. Had set myself a target of below £40k by end of Feb but managing that no bother due to overestimating what I owed on my car. I really want to try and get under £35 by end of June so thats my new target. x5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
Dunno - I knew it has be obfuscated, and it just kind of twigged how it had been done. I'm more used to substituting numbers for letters like 1d10t and 51a6.
Oh and i thought you were strange (or clever), now i know you are! :rotfl:unsecured Debts at [strike]August 2007 £79,984[/strike] September £79,579 [STRIKE]Snowballing date July 2013[/STRIKE].
May 2009, £76,772 unsecured debts
DMP started Dec 2008, End date at start 2133!0 -
Welcome ginormousfalres (90) you are!! Welcome
Been a good day as decided that I will do cash for my groceries (doing Jan challenge on old style) as this is one of the areas for improvement! Think paying cash will make me think a bit more carefully & will be easier to manage than endless calculations. Fingers crossed! Hope youre all ok!Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.0 -
Have made a few payments today and have updated sig. I have not been including interest in all my debts so I am going to do an updated total tomorrow. I am hoping it wont affect my debt free date though!
Welcome to all the newbies.
MIT - good luck for your target
x x xPay Debt by Xmas 16 - 0/12000
There is something about the outside of a horse that is good for the inside of a man.0 -
Thanks Penguin. It'll be ahrd one but I will try my best x5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
Been good over the last few days spent £5 on 2008 wall planner, £2 on an egg fried rice whim and gave OH £15 for petrol and bits for him. Good news is the bank should be refunding the £28 bank charge so overall pretty much 0 spend!
I know its not much but I can easily spend money at lunch, going shopping for something we might need but not really urgent and then find other stuff we didnt think we needed!
The longer I can go before spending the better as Jan is a loooong month. I ve already remembered I have a backlog of guides money and DD2 is about to join brownies.:j0 -
I had to return a cardi to M&S to get the next size up - no problem there. Unfortunately I had time to cast my eyes over their clothes and remembered that I would like one or two long-sleeved woolly tops to wear under my cardis or jumpers during the cold spell :cool: For some minutes I had an internal argument with myself as to whether I should flash the Switch card and rejig my January budget, flash the Switch and forget the budget :eek: or see if I can find similar items but in Primark or MkOne, using my weekly 'mad money' allowance of £15 (which doesn't actually start til next week.............).
I walked out the shop with just the next size up cardi! Phew, that was a close one.The 365 Day 1p Challenge 2025. Member #420 -
In Search of Me - I would like to ask you a question if I may! You will probably think that I'm some weired stalker type person, but I'm not - Honestly!
I just wonder if I was to say 'The Round Table' Forum, would that mean anything to you? I would explain but I don't want to make myself look like a div if I was wrong!!! LOL0 -
I had to return a cardi to M&S to get the next size up - no problem there. Unfortunately I had time to cast my eyes over their clothes and remembered that I would like one or two long-sleeved woolly tops to wear under my cardis or jumpers during the cold spell :cool: For some minutes I had an internal argument with myself as to whether I should flash the Switch card and rejig my January budget, flash the Switch and forget the budget :eek: or see if I can find similar items but in Primark or MkOne, using my weekly 'mad money' allowance of £15 (which doesn't actually start til next week.............).
I walked out the shop with just the next size up cardi! Phew, that was a close one.
Great will power :money: not sure if I would heve controlled myself. Dont often shop for clothes but can be silly when I do. Reward yourself if you stick to Jan budget.:j0 -
truly.maddy.deeply wrote: »In Search of Me - I would like to ask you a question if I may! You will probably think that I'm some weired stalker type person, but I'm not - Honestly!
I just wonder if I was to say 'The Round Table' Forum, would that mean anything to you? I would explain but I don't want to make myself look like a div if I was wrong!!! LOL
Maybe PM me the context as it may or may not be me!! Am intreigued though!!Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.0
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