The long haul supporters thread...

poohbear59

Well done suze!

Hi Lady Driver, welcome. Once you start things do get easier

Not sure about the sunshine We haven't seen any for ages.

millionaire_in_training

welcome lady driver

Lady_Driver

Thanks for the welcome

Reading through the thread, up to page 55 at the moment!!!!!!!!

I'll sort my signature tomorrow, I think I'll be up far too late just reading the thread to do it tonight.

Here's hopeing(?) there's light at the end of the tunnel

Hovel_lady

There's always light at the end of the tunnel, sometimes it just seems like a very long tunnel
xx

olivia84

hi there,

would i be able to join this club please? do i need to subscribe to it? (don't really know how to do this but i will have a look!)

basic background - me and oh - (33 & 35) no kids - 2 cats.

around £31,000 of debt - mostly with DCAs so interest frozen.

basic salaries - oh - £1900 per month - me - £915 per month

mortgage is interest only, hopefully until debt is paid (£333 per month) - mortgage balance - £82000

i really, really want to stick to my plan of paying £1100 each month to our debts (we could be debt-free in 29 months) our basic wages pay our bills and our debts (£1100) every month and other insurances (life, income protection, home and contents etc) and we can still have £400 left over for food, petrol spends etc. (why am i not able to manage this!!)

I need motivation to stick to this budget and not take on more debts for general spending throughout the month (payday loans etc)

many thanks xx

Happytogetdebtfree

Hi and welcome :-) to subscribe click on thread tools :-) and it offers option to subscribe. 29 months is great going and even better with interest frozen :-) xx

andrar

Hi all

Juts after a quick bit of advice - today was pay day (yay!) however after my budgeting which I do every pay day to keep me right with what I have to spend I worked out my spare money after bills are paid is just £10 (boo!) This is supposed to see me fed and watered and petroled etc etc but it will be a bloody miracle if that happens?!

The problem is that my car needs it's service and MOT and I'd forgotten all about this...so that £146 tomorrow and if there are any problems with it eg need new tyres I am totally screwed!!!!

So any ideas? I got rid of all my credit cards apart from my Barclaycard but this is at it's limit (I very sensibly asked them to bring my available credit down to £1000 when i'd paid it off) I also have no overdraft with my bank account and due to my debt I can't get one and I can't and don't want to get any more credit cards.

I have no-one I can borrow any money off and no savings as all my spare cash goes on paying debt off (an error I have now fully realised), am I just totally screwed then? Any ideas anyone?????

Thanks!!

Happytogetdebtfree

I dont know what to say, how badly do you need the car ?? can you do anything to build income ??

andrar

haha oh dear! Oh well I can't win them all, I'm going to have a scout about on some of the money making boards and see if I get any ideas...

millionaire_in_training

aww poor you andrar. I hope you got it sorted