The long haul supporters thread...

Happytogetdebtfree

Hi claire yay on the cccs and dmp maybe they have not added any dont chase it up hehe enjoy the sleep..
Climbing hello love, ahh well keep chasing it up and hopefully you will move when you are able, is it an old building sometimes old building that have been pointed with cement ontop of black lime effect the breathing of teh wall thus leading to damp we had this problem and its because in old houses we dont have the wall gap or someything so the cembet draws in the water and doesnt let it back out does that make sense ? xxx

Soma

way to go Claire

hi Happy how are you?
I've found a place for the party - £50 with dancefloor and barstaff and they'll pretty much let me do what I want

Happytogetdebtfree

Hi soma thats great news love xxx happy decorating lol just watching emmerdale xx

talisker78

Hello,

Sorry I've not been on for a while. Thank you for your message HPGDF - yes I'm fine, and no, the baby hasn't arrived yet! 22 November is our due date. Abigail is now fully mobile and is on a daily mission to empty every drawer and cupboard.

Its been a very busy few months and I simply haven't been able to get to the forum to let you know whats been going on. I had a mega eBay fest and have raised £2000, which came straight off my HSBC card (23.9% APR - grrrr) and it is now closed. I have made too many mistakes in the past where I haven't closed cards after paying them off, so I was determined not to make the same mistake again. Only 4 credit cards and one loan remaining! I sold a lot of my childhood toys, which was hard, but I had focus on the big picture and work toward eliminating my debt.

I also managed to raise an extra £870 through Payment Protection Insurance rebate. I had absolutely no expectation of being successful, but I wrote to Tesco and despite them actually REJECTING my request for a rebate, "as an act of goodwill" they gave me a cheque for £870 to close the case! I would never have got more than that even if I had pursued it further, so I took it and ran! That came off my Capital One card.

I had a bad time back in July though when I nearly lost my job. Initially we were told that to cut costs we would lose our weekend working. That was bad enough. but then we were told that wasn't enough and redundacnies would have to be made. We had a nightmare of a month, but I was really really lucky and was able to find another job in another unit. There were only a small number of posts and I had to go head to head with my work colleagues, which you can imagine did not make fora great atmosphere, but I was lucky and I got one of the jobs. Its horrible what we have to do to keep our heads above water, but its made me appreciate what I've got sooooo much more now.

So, with all that going on, running ebay like a part-time business and running around after a 14 month old, its been a bit hectic and left me little time for anything else! I have a new goal, which is to raise at least £3000 to pay off another card by August 2011 - which is when my wife's maternity pay ends and the only money coming in will be mine! Aarrrghhh!

Anyway, enough of me. How is everyone else? Hello to everyone new and hello to all my old friends. I will try and make a more concerted effort to 'be around' in future! Seeing as I've emptied my loft I'm now at a bit of a loose end again..... although I'm enjoying it while I can. Sleepless nights here we go again!

Soma

Hi everyone
just an update and a quick bump to this thread
It's my birthday in a few days so fingers crossed I should get some much needed cash - party well on its way to being organised
hope you're all doing well on your debt free journeys

Happytogetdebtfree

Talisker i could do a dance and say how wonderful it is to see you this is wonderful :j:j:j

Im so sorry you have had what seems to be a tough few months in terms of work and jobs how scary and yet how awful for others its one of them situations where its dog eat dog and look after number one and since your my friend im glad you got one of them posts

Gosh not long really till the arrival of baby number 2 yay ... well done on ebaying and clearing some debts i know its hard to disperse on the debts but at the same time it makes outgoing much more of a less stress for you..... your doing this rather than :eek: hehe

Things have been good my way most days some days i am an extreame mare because oh does not do as he should with finances and i get a tizzy fit but we seem to organise ourselves somehow, next month our egg loan will be cleared and thats one less outgoing to worry about on to the next financial :eek:they go hehe

Soma wow your birthday has come round very quick i hope you have a wonderful party and a great weekend...... scooooby come back talisker is alive hehe

NOW TALSIKER DO NOT DISAPPEAR LIKE THAT US GIRLS WORRY hehe but this time it seems you have managed to do soem super debt denting so we are pleased even more so :rotfl:hugs and loves everyone x

babyplum

Hi everyone!

Talisker - well done on raising so much money and clearing a credit card! :T Good luck with the new baby!

Happy - I can totally relate to having an OH who isn't good with finances. I feel like his bloody mother sometimes!!! lol :mad:

Soma - Hope you have a lovely birthday! Enjoy your party!

clareb2010 - Do i know you??? I have a feeling i might! Could be completley wrong but i recently gave DMP advice (via FB) to a Clare B i know who has 2 girls. :cool:


Things are pretty good here, apart from the fact that me and my little boy both have stinking colds.

The good news is that my little boy started Nursery School last week and LOVED it! I'm so pleased. He has done 2 sessions now and i just really hope it continues to go well.

Finances are ticking along ok at the moment. Hubby got a really good bonus at work last month and we decided to be naughty and get a new sofa instead of giving the money to our DMP. (sshhhh!)
But to be fair our sofa was literally falling to bits and we have needed a new one for ages. We got a really good deal on Tesco Direct and got a big leather sofa which should have been £699 for just £324!! It was reduced to £524, then we doubled up our £70 of clubacard vouchers to get £140 off and then we used a voucher code to get £60 of clubcard vouchers back! Fab huh?!

We have also managed to get our little boy his 'big boy bed' thanks to my parents and my ILs helping us out. Again, i found a really good deal online!

I am looking forward to the first weekend of November as i am off for an overnight Spa break with my Mum and my Sister. My Mum is treating us with the money she got from an unexpected retirement payout! :j
Can't wait! We get dinner included and can use all of the spa facilities (pool, sauna, steam room, etc) and I'm booked in for a facial, massage, manicure and eyelash/eyebrow tint.

Hope everyone is doing ok. Have we all started our xmas shopping yet? :cool: I always start in September and keep a very close eye on the grabbit boards for good bargains!

clareb2010

babyplum - you sure do... Hope you are getting over your colds!

We are doing ok.. First month on DMP and so far one of our Lloyds debts have come back saying they will not accept as our account is in credit which is bizarre as no-one has been paid from cccs yet. GE have sent me two letters in one day adding charges and asking for payment, they should have heard from cccs by now.. anyway as Freya has just woken up i shall leave you all for now.

Hope you are all having nice weekends xx

babyplum

clareb2010 wrote: »

babyplum - you sure do... Hope you are getting over your colds!

Haha! I knew it!

Nice to see you on here. Good to hear you have it all set up now. Hope it all goes well!

clareb2010

ahhh just checked our bank account and despite them telling me that the DD would not be set up this month and i needed to make a transcash payment which i did they have also taken the DD.. so i am £381 poorer.. need to call them on monday and get it back as that is our food for the rest of the month ekkkkk