The long haul supporters thread...

Keeping_Positive

:eek: £7.10 times four. If that becomes regular look atthe prepaid card.

Fingers crossed for freecycle. I find tvs do come up fairly often. Its about being at the computer when it appears so down to luck. Also fingers crossed the desktop is a cheap fix.

:money: for cycling good for cash and health

In_Search_Of_Me

hugs poorbabe...thankfully we get free prescriptions in wales so that really helps as I do have regular meds...
trying to be frugal but its so hard!! Got a few bits and theres 70 gone before you know it!! ahhhh!!
I have friends who spent virtually nothing - how!! Am getting better at the non emotional spending but it's hard - old habits and all that!! Trying to get back into the allotment as I love it and its cheap plus need doing to avoid an eviction notice!!

Happytogetdebtfree

hey all, well im so annoyed because ive been overcharged on my credit card i had to use 30 quid to pay for something and i was well within limit but the intrest charged took it overdrawn so they charged me the cheeeky bleeders ive been slipping of late trying to keep positive i read the incentive bullet points and i meet a few of them... god its such a ball ache !! grrrrrrrrrrr hoping oh gets this new job he has applied for it will be a big salary rise so that will make a difference for us and hopefully bring our dfd closer we struggle because we are saving to get married we have really cut down so i cant cut further and i dont want to im happy to spend 5 k and know i will never regret it ...... not so long ago it was nearing the 20 k mark :S lol sometimes we get carried away eh haha !! awww anyway keep going :Pxxx

Keeping_Positive

Rotten luck on the charges Happytogetdebtfree. I got caught out the other day by forgetting I even had used the card. Thankfully charges and interest not too bad at £13.18 but it will be a black mark against my file :mad:.

Fingers crossed for OH and his job. Theres a big difference in cutting back loads and just being careful and still being able to clear debts. Constanct budgetting is quite wearing I find.

In_Search_Of_Me

Well I've done the sums and will be here forever - would say till I'm old and grey but feel like I'm there already. Anyone know a sugar daddy who wants a portly almost 40 year old?!! Happy to be kept!
Hang in there happytobedebt free...we'll get there but life (and slippage) gets in the way. I've now had so many lightbulb moments I've lost count!! Do wonder how many f***** ups I have to make before its ingrained - spend no money get debt free...seems so simple doesent it eh!!

ltm07

Good luck with the wedding happy & we too are saving to get married next year. We have paid £350 off so far & bought a few bits & bobs for bridesmaids totalling £15 so far. We have another £190 saved up & have to pay remaining £1,000 in January, although OH's Mum is giving us £1,200 towards wedding, so that is a massive help. We too hope to spend no more than £5k on the whole day & honeymoon. We were originally trying to bust a gut & clear our debts asap & get married in 5 years when we would be DF, but feel as long as we keep our debts under some sort of control then why not go for it next year & put DFD back a few years. Forgive me if I'm going a little deep again here but alot of things have happened this year with good friends being really ill & other people we know well passing away & it really made us think how precious life is & we never know what's around the corner & whilst we do have alot of debt, we are happy & getting married will be the icing on the cake for our relationship.

Happytogetdebtfree

hello feeling litte better, i always talk to oh about it and he makes me feel okay lol i get over worried an so i should be we have come a long way i think paying things on time etc etc etc.... i think we have a round 70 k of debt including the homeowner loan but il not worry about that big number i like to focus firstly on credit cards get them down eventually i will suceed a better job means easier savings and sooner to battling the credit cards ideally id like to clear all credit card debt before the end of next year then il focus all of my cash into the loans because you can overpay on them cant you which excites me im just desperate to get the chance hehewe need some va va voom dont we xxxx

Happytogetdebtfree

ltm07 how wonderful !! yipee whens the big day mines 15th auug o9, i have cut down and cut down im getting married in a quaint village, im having bunting instead of loads of flowers im having asti martini i like that rather than champagne and i got my bridesmaids in the sale at coast last year when i was meant to get married this year eeek !! you are right we too considered waiting till dfd but to be honest id like to get married ive found my soul mate and i cant wait anylonger to get that ring on my finger id just really like to work hard and be df before children come along...... i can deal with a mortgage etc but i dont want to be just paying ooff debts and trying to live at the same time with kids lol so we are going to be doing some real saving boooo !!

In_Search_Of_Me

for those getting marred have you considered going on "dont tell the bride?" the finacee plans the wedding but they give him 12,000 to do it...worth a thought? I'd do it but am lacking the man to contribute!!

Keeping_Positive

In_Search_Of_Me wrote: »

for those getting marred have you considered going on "dont tell the bride?" the finacee plans the wedding but they give him 12,000 to do it...worth a thought? I'd do it but am lacking the man to contribute!!

:rotfl: :rotfl: :rotfl:

Mine would by an everton season ticket and travel costs for the year