We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Cheery's country living adventure
Comments
-
Congrats on the win cheery! 😀Mortgage Balance as of July 2025 £14,900.
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!6 -
Wow - well done on the win Cheery - I'm sure by now you've made more than double what interest would have been!4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)New projection - 14 YEARS 8 MONTHS LEFT OF 20 YEARS (reduced by 16 mths)Psst...I may have started a diary!5
-
rtandon27 said:Wow - well done on the win Cheery - I'm sure by now you've made more than double what interest would have been!It's not difficult!
'Wander' - to walk or move in a leisurely manner.
'Wonder' - to feel curious.5 -
Thanks all - our first draw was March and we've won every month, not loads but a total of £225 which would definitely beat the interest rate!7
-
I'm rolling my eyes because with my luck I can guarantee that we will win absolutely nothing. I live in hope of being proved wrong when we hit the 10% over on the mortgage and start doing PBs instead.
@Baileys_Babe Mr Redo made my kitchen, solid oak. Like you say he has the skills, but time and finishing things can be tricky due to work. We bought the unfinished character oak on ebay, and a planer finisher to process the wood but it took months to actually build the doors. Buy all of the clamps!
My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo7 -
I keep pondering whether I should put my refurb fund in PB's (once I actually start saving it, that is 🙄), but I just think it would stress me out too much not being able to see it on my online banking. I used to have multiple accounts with multiple banks to try and chase the interest, but found myself constantly logging in to check the balances - even though I knew exactly what they were already 🤦♀️! I just felt as though I needed to see it and not just know it!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!8 -
You can see your premium bonds balance online, if that's what you mean? Obviously not within your actual banking software but it's easy enough to check, and easy to check for winnings too.
So. Final day of work event (I've managed to come home with free pastries/biscuits every day - NOT good for my waistline!) Came home early today as sitting in a dining chair all day every day was NOT doing my back any good, and I got to the end of the thing I was working on at 3, so sneaked off to meet Mr Cheery in the cafe (I did do a final bit of work when I got home).
He's making good progress on the chicken extension - it has a window now! 😂 Hopefully another two at the weekend, and a door, and then they'll be able to use it (although not predator proof until the roof is on).
Did a load of scything in the garden this evening.
Plans for weekend...
* carry on dismantling garden shelter and do a trip to the tip
* bike ride
* figure out what bits to pull out of the tomato plants
* reply to builder re visiting next week
* let kitchen moving people know we don't need them (want to keep them on side in case we end up needing them after all!)
* kitchen ceiling! Sick of putting it on lists so need to just do it!
* meet friend for a cuppa?
* strim driveway
That's probably enough for a list, although I might get more stuff done, we'll see...7 -
Surely the scything offsets the pastries?Academic event catering can be so hit and miss, a few years ago I was attending a training thing that had four events at different venues around London across a year. The best food was provided by The Oval conference rooms - obviously experienced at cricket teas! I can't remember the location of the worst, but imagine a lunch where rather than a variety of fillings in sandwiches, they had a variety of breads, each with the same filling
Lunch was saved because I was talking with Dame Tanni Grey Thompson.
2014 starting mortgage £165,0002015 second charge £20,000 - Jan 2021 paid off in fullCurrent outstanding balance - £115,85610 -
Loving the kitchen thought process! I looked at the first list and decided on E with different granite straight off - but that's probably because it sounds a similar thing to ours
We only have 1 curved cabinet with a door in the end (I had less cupboards and a different lay out than they wanted us to) but have plain curved end 'posts' where applicable and curved decorative thing that runs around the top of the units (ours don't go to ceiling height because I want the space to be usable and and easily accessible to me as the main user - and I'm only 5 2
Great PB winI am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £208 -
Love how you picked out a kitchen option greent! 😁 I can't even remember what E was without looking 😂 We're not having any wall units, only ground level ones - the ceiling is pretty low and we just figured it would look too cluttered. Was E the local one? The thing putting me off that was that the saleswoman was pretty hopeless and I wasn't sure I trusted her to actually order the right thing! Anyway it's still an option if the builder's mates don't work out.
Catering was alright but not brilliant this week Chigle. It was just for about 10 of us, we'd booked a big room at a hotel. Supposedly with 'free flowing food and drinks - but considering we had to go and get someone every time water ran out, teabags ran out, milk ran out etc (nobody was checking it when they came in for other stuff) it didn't feel particularly free flowing! Had the same pain au chocolate and chocolate olate cookie snacks all week (not complaining). Lots of things for lunch, but the vegetarian option was definitely of the side dish variety. So yesterday for example there was salmon, beef, and some mixed veg in a spicy sauce with rice. One day we had pasta with mushrooms. So alla bit lacking in protein (there was a bowl of hummus out with the salad).
But I never have high expectations of these things anyway so it was fine.
Raining today! Most vexing when the sun has been shining the whole week while I've been inside. Still, we've started the day in the cafe, and I'm going to focus on indoor tidying and some kitchen ceiling activities today I think.10
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.4K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.8K Spending & Discounts
- 244.4K Work, Benefits & Business
- 599.6K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards