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Onwards and the debt goes downwards!
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Well I've succumbed to the dreaded C19. Feel grotty, walked the dogs (I don't see anybody) and that wipes me out for the day. Poor OH is having to manage without me, he did make noises about me coming in. Tomorrow I'll do another test and see how that goes. Tell a lie, I've managed to push the hoover round. Had to cancel my new cleaning fairy, hopefully she'll be back on Tuesday.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1242 -
Oh no! on both counts!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Oh no! I hope it doesn't linger.Debt free Feb 2021 🎉2
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Another day at home. DD1s BF has taken the dog to the vets for her x-ray to confirm number of puppies. Sorted out the corner where the whelping box is going, need to get some Jeyes fluid to give it a good clean. Then after Tuesday she'll be on maternity leave.
Still feel really drained and seem to have a permanent headache. It'll soon pass hopefully.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1241 -
Poor you - hope you feel better soon. Try and take it easy.
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Hope you recover quickly and manage to rest. Important as part of preventing longer term problemsAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
Feel loads better and tested negative this morning. Took the dogs for a walk, hoovered and then collected take away Sunday lunch. Currently slobbing in front of the tv. It’s a gorgeous day, OH is feeling under the weather but has tested negative. Got a busy week ahead. Got to meet our mechanic at a garage when he drops a car off, come back and do the internet orders. OH is meeting a wagon on another site to bring a digger back and then he’s at the docs. Somehow have to get the vehicle dropped off in the morning home. I’m sure it’ll all pan out ok.LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1242 -
Good that you are feeling better and have got a negative test.paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 172 -
Glad to hear you're on the mend. I really can't believe we've both escaped the lurgy so far - I keep feeling that it can only be a matter of time though!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her2 -
OH is still pretty snotty and feeling tough, yet tested clear again this morning. He was supposed to go to the docs this afternoon but decided to cancel it to be on the safe side. He made another appointment for next week.Didn’t have to go and collect the car this afternoon as it wasn’t ready. Managed to pack 207 parcels but not quite caught up with eBay, should get it done tomorrow
Dog is having another x- ray tomorrow as they couldn’t be sure how many pups there are. I’d like to know for peace of mind. Old dog is having her new ( expensive) monthly injection. It has made a huge difference and she bounds around like tigger on speed! She’s shedding her coat and for a smooth haired dog the amount of hair she’s losing is incredible. I think I’m wearing most of it!
new cleaning fairies are in tomorrow, can’t wait. I’ll have to go to badders as I’ve got the net, doubt OH will come but think DD1 will. Her lambing is very quiet, the girls haven’t really started though she did have one with quads at the weekend.LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1241
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