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Onwards and the debt goes downwards!
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Well if the central heating is meant to be the primary source of heat at least that gives you an added argument that the boiler needs sorting!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her1 -
Boiler has been sorted and had a much enjoyed wallow in the bath tub last night. The old girl loved the physio, honestly if a dog could've asked me to peel her a grape she would've!
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1243 -
Well what a day! First port of call was the accountant, quick cup of tea. DD1 had arranged to borrow a friends pickup to move some unwanted settees. She couldn’t use ours as it had a canopy on and we can’t take them on our trailer as it’s too big. Anyway arrived at the recycling centre and it was closed due to adverse weather. There wasn’t a breath of wind. Very frustrating. Ultimately they’re now sat in the garden. Not sure what’s going to happen to them.The wind is getting up now, just have to see what happens.LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1241 -
How irritating on the sofas. Glad your heating is working again. Hope the stove gets replaced.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
Friends on the forum, please can you keep everything crossed. DS1 has put an offer in on a house. Sealed bids closed at dinnertime. OH and I viewed it last night, DS1 was busy sorting cows so left it up to us what we thought. I spent last night in contact with a broker and got a mortgage offer in principle for DS1. If this proceeds (small prayer) we will rent the house off DS1. Just playing the waiting game.....patience isn't my virtue.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1242 -
Fingers and toes crossed, hope you get a positive answer.1
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Alas it wasn't to be. Went for a lot more apparently.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1242 -
Sorry to hear that. xxlucielle said:Alas it wasn't to be. Went for a lot more apparently.
L2 -
Sorry about that. Not surprised you are ready to move though with all the things that keep happening in your current place. Hopefully next time.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
Just read the EPC rating for where we live, if the house is an F or more they can’t let it. Ours is an E go figure! We’ll keep looking. Booked tickets to go to ladies day at the races. It’s messed up a bit as normally the Monday is a bank holiday. Due the Queens jubilee it’s different this year. May have to pull rank and go in later as we’ve already booked a night at a hotel. Something to look forward to.LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1241
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