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Onwards and the debt goes downwards!
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Well today is already a write off. Spent most of the night on the settee or glued to the toilet, apologies if TMI. Cancelled hairdresser, probably can’t get another appointment until March, felt really bad letting her down at the last minute. I did do a LFT and that was negative. My stomach is sore, got a headache because I’m so tired yet I can’t sleep. Just got to get through today and hopefully feel better tomorrow.LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1243 -
Oh no - poor you, a stomach upset is so miserable. Hopefully the worst of it has passed and you'll be able to get some rest today. what a nuisance about the cleaner letting you down after she'd already had all your details - why on earth she couldn't have said from the start you were too far for her goodness knows!
Congratulations on the patter of tiny paws too!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her2 -
Binge watching Call the Midwife. A whole hour of not visiting the loo!!LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1242 -
Hope you feel better soon. D&V is the worst. But normally short lived.Debt free Feb 2021 🎉3
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Be better soon
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Get well soonAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/252 -
Managed a morning in work then came home. I’m hoping OH will come shopping with me tomorrow in case I have to leave in a hurry….
Moved the dogs grooming appointment to a week earlier as it was a bit close to her due date. Done battle with the energy company and increased the DD to £90 instead of the £105 they wanted. Taxed the car for 12 months ( money out the car pot, sob) I know that’s what’s it’s there for. Sorted out holiday insurance as I had some health stuff they needed to be notified about. No gym session today as still delicate and none on Tuesday as the old girl is going for her physio session.LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1242 -
Sounds productive. Hope you have a restful weekendAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/252 -
Glad you are feeling better.
seems like there's a few of us dipping into our car savings pots at the moment. As you say, it's what the pots are for but still ....3 -
I’m still not ‘right’. Put it this way, anything I eat doesn’t stick around for long. Only in occasional pain, how long can it go on for?OH helped with shopping and we also dropped 2 carrier bags of stuff off at the charity shop. Allegedly he’s watching the rugby ( with his eyes closed). I’m debating going for a bath as I can’t get warm.LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1241
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