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Onwards and the debt goes downwards!
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Glad that it was better news on the dog than you expected.
Shame about the bar. It was beautiful from the photos you posted. Was it at all covered by insurance?Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/252 -
Sadly not covered. We're hoping to get a container and convert it, there's some great ones when you look on google. This will also mean it can be moved up north when we go. Need to save some money up first.
We went to DS2s GF birthday party last night. We drove to DD1s Bf house and left our car there. However there was a breakdown in communication between OH and me as we both thought the other was driving. We stayed at DD1s BF house. Poor pooches have been left alone for ages but they've been very good and no accidents. I didn't sleep terribly well, I have sleep apnoea and didn't have my CPAP machine. It's going to be a long day!
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1242 -
Hope you have a lovely weekend. Sounds busy...Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
Not had a decent nights sleep since Thursday. Electric went off here Saturday morning due to the storm, didn’t come back on till Sunday night then went off again in the night. Workshop electric off so can’t post any orders and currently got over 100 to post. Went out for breakfast this morning. Decided to chop up logs at home and the electric is back on now but still not at the workshop.A steady drive up to get the dogs groomed as there was loads of debris on the road. Had to try 2 different routes to get home on Saturday as there were trees blocking the road.LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1243 -
Oh no - I was wondering whether you might be affected by the power outages. My twitter and instagram were full of weather related posts over the last few days. Can you claim any compensation for any of it, particularly the workshop power?🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her1 -
I doubt it as there isn’t anything perishable. However Amazon will crucify me for not posting today. Really, really fancy a Chinese. The likely outcome is pea and ham soup.LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1243 -
I think you should have that Chinese!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
Hope you decided on the Chinese!
I was more meaning compensation from the power company rather than insurance - I know they pay out for power outages over a certain time to domestic customers - not sure how that applies to business accounts though.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her3 -
I don't think it was off long enough to qualify for any as it kept going off and on. Didn't have the chinese just had homemade apple crumble and custard. Didn't fancy anything else and CBA to drive 34 miles to get chinese. The joys of living in the country.
@savingholmes you have inspired me to try Pilates. I've got to go for an assessment tomorrow to see how flexible I am (about as bendy as a scaffold plank) my friend is coming along as well, so hopefully we can keep each other motivated. Badminton back tonight, looking forwards to that.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1244 -
Ahh yes - I'm familiar with the difficulties of takeaways being too far away and limited in number to make it feel worth the effort! Just the one chinese in "our bit" of the Hebrides - we do use it sometimes when we're there, but it must be said, not that often!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her2
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