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Onwards and the debt goes downwards!

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  • lucielle
    lucielle Posts: 11,511 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Both DDs haven't made it into work today due to the snow.  OH has gone into work as we're expecting a delivery.  I'm supposed to have my first PT session this afternoon, will see what the roads are like.  Dog is fine not heard anything about the bloodtest so need to chase that up.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • lucielle
    lucielle Posts: 11,511 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Just chased up the blood tests she's still slightly anaemic but they aren't panicking about it.  Plucked up courage and phoned the credit card company £759.19!!!  Emptied some pots and cleared it.  DD2 owes me quite a bit at the moment but as she won't get paid for a while it'll have to wait on the back burner.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • beanielou
    beanielou Posts: 95,664 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Wow. Well done on clearing the card
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • savingholmes
    savingholmes Posts: 28,974 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on eating that frog. Snow.... ours has been and gone - we were forecast more but not turned up yet.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • bd80s
    bd80s Posts: 368 Forumite
    Fifth Anniversary 100 Posts Name Dropper
    Woo hoo to the card clearing! well done! 
  • lucielle
    lucielle Posts: 11,511 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Managed to go and do the food shopping on Saturday, OH drove as I don't do snow.  Slightly more than I wanted to spend but bought quite a bit of meat.  Managed to list some items on ebay that we have left over from the workshop, parts ordered in that weren't needed but won't be a regular listing.  These accumulate over the year and go in the 'box of doom' as we call it.  This year we've only got 4 to work through last year it was 10!
    Not been sleeping great, seem to wake up at 3 and can't get back to sleep.  It doesn't help that I'm listening for DD1 to get up and go at 3.30.  
    I made a really nice soup for this weeks lunches, everyone is squabbling over it.  Just a bag of frozen petit pois, 2 onions, mint simmered for 20 mins add a knob of butter, seasoning and some parsley, then blitz.  Delicious.  Made a chicken supreme thing for tea which was nicer than it looked.  Got some leftovers for lunch tomorrow.
    Came home and did 10 mins on the exercise bike, think I'll try and do 10 in the morning before I go to work.  All the snow has melted which is a relief but looking at the forecast could be some more towards the end of the week
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • savingholmes
    savingholmes Posts: 28,974 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Soup sounds lovely. I haven't had chicken supreme for years. Hope you sleep better soon. I only get to sleep around 3 or 4am at the moment - not great. Hope your sleep improves soon
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • bd80s
    bd80s Posts: 368 Forumite
    Fifth Anniversary 100 Posts Name Dropper
    Broken sleep is the worst and when you're waking up at 3 its hard because if you're anything like me you then spend ages thinking "if I get to sleep now I have xxx amount of sleep" continually :lol:
  • lucielle
    lucielle Posts: 11,511 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The chicken supreme wasn't like school dinner chicken supreme IYKWIM but had loads of peppers and courgettes in.  I had it for lunch today and it was even tastier. You hit the nail on the head BD, counting how long I've got before the alarm goes off!  Tonights tea is gammon with leeks in mustard, cauliflower mash, green beans and sweetcorn.  
    Spent £106 on the old girls drugs.  This has gone on the cc which I cleared.  There is method in  my madness, honest guv'  I've got a refund coming back from M&S so that will clear it.
    I managed 10 mins on the exercise bike before work and 15 when I came home.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • beanielou
    beanielou Posts: 95,664 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Tea sounds yum  :smiley:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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