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Onwards and the debt goes downwards!
Comments
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Hope your pooch is back normal now
Sounds like you are all geared up and raring to go for the new year!
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Pooch is loads better, still got another blood test on Wednesday to get through. Decided to furlough our other team member, not an easy decision to make. Gosh its been cold today, I feel like its taken until now to defrost. I'm hoping this lockdown will give us the chance to break the back of this virus, though I wouldn't be surprised if it lasted till March. Still not sure the evidence is there for the 12 week gap between the jabs. 7 months till final payment on WFT overpayment is gone.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1242 -
Glad your dog is improving. Sorry you've had to furlough someone. Better than losing their job completely though.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
Good news on the dog.
Hopefully the 7 months will fly in.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
I have three credit cards two MBNA and the other Tesco 12000 on MBNA and 8000 on Tesco.
Tesco has let us have a payment holiday of just 100 per month instead of 290.00 which runs out tomorrow. My wife has just received a private pension of 3000 should she put this on Tesco Bank as this is the highest amount each month coming out.
Didn't realise that only paying the minimum amount each month costs you more so started paying a bit extra on the MBNA.1 -
Sorry about the last message wasn't supposed to be on there still having trouble using this forum.
Glad your dog is getting better though. and hope it stays that way.2 -
Anxs for what its worth I'd post on the debt free wannabe forum. I'd pay some off the debt with the highest APR.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1241 -
Glad to hear pooch is much better, fingers crossed for the blood test
I think we are looking at March/April before restrictions are lifted purely on the basis that the weather will have warmed up then and we saw the drop in cases last year once we had better weather.
I'm with you in that its permanently chilly at the moment, cant remember when the last time I woke up and the car wasn't covered in frost haha
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So 1 dog isn't in pup which is what I expected. The other has had her blood test but I haven't heard anything back yet. Paid the bill for her overnight stay which came to £460!!!!! OH not impressed as 'it's only a dog' Hmmmm but she's my dog..... Anyway its gone on the credit card so I'll have to phone in a couple of days and get the balance as there are other things on there and then do some number crunching and shuffling. Having to support DD2 this month as she'll be on monthly pay
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1242 -
Ouch to the bill.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250
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