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Onwards and the debt goes downwards!
Comments
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As you say you have to wonder at the owners reasoning. 🤷♀️
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.3 -
could you “rent” their facilities to provide evening meals?
Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st 1lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough.2 -
I have thought of that but it would be a nightmare. Fridge/freezer space, invoicing for electric and gas, depreciation etc. I just don’t think it would work.
Thanks for the vote of confidenceL
Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1241 -
Sounds like new management might occur in a year or two!
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty2 -
Finally the glowing orb has made it up here! Tomorrow it will be back to the usual dreich conditions. So for now we’re making the most of it. Unfortunately our cement mixer didn’t get the memo and refused to start. OH will strip it down but for now it’ll be mixing by hand.
I’ve managed to paint one of the log stores which I’ve been desperate to do. The garden has been spot sprayed, I’m looking at you ragwort, docks and thistles.
Did some fencing last night to try and stop the puppy from escaping under the fence. It remains to be seen if this has worked.
Im keeping an eye on the tide as I want go and collect some more seaweed for my flower bed we’re trying to create.
The council have refunded £900 for charging us for wastewater, we have a septic tank. I’ve put this into premium bonds. It’s not going to reside there for very long as we’ve agreed to buy DD2s car.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1243 -
Big hooray for £900 refund!
Why are you buying DD2's car?
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty1 -
That’s a very good question Pip, we found the car for her originally and said we’d be interested in it when she comes to sell it, thinking it would be a few years down the line and Gary Golf had shuffled off to the car park in the sky. She’s never got on with it or liked it. DS2 is selling her his car which we all really like Gertie Golf (newer and fancier than Gary). He’s bought a new car but didn’t trade Gertie in. I think that makes sense. Long term (hopefully not that long) once the boat is sold we can sell the pickup as we won’t need it for towing. Just keeping it in case we need to move the boat.
Work was very hot last night. I did 30 covers, not bad. I’d like to hit the magic 40! Mind you I should be careful what I wish for!Finished off the steps we are building and got them cemented in, also got the seaweed but still need some more. The weather is back to dreich. OH got the grass cut whilst I was at work.
My car had been in to have its brakes done and is ready for collection. It’s going to the main dealers in July for a service and hopefully that should be all things car for a while.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1245 -
Annoying on the lack of shifts. As you say doesn't seem to make sense.
Good luck with the cars. Hope your health and sleep improve soon.
Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £167.4K Equity 38% 3/4/26
2) £2.1K Net savings after CCs 14/5/26 (but owed £1.3K) so £3.4K
3) Mortgage neutral by 06/30 (AVC £42.5K + Lump Sums DB £4.6K + (25% of SIPP 1.7K) = 48.8K of £127.5K target 38.3% 24/5/26 (If took bigger lump sum = 71.K or 55.9%)
4) FI Age 60 income target min £17.1/30K 57% (may need more) If bigger lump sum £15.8/30K 52.67%
5) SIPP £5.7K updated 29/5/261 -
I’m really struggling with hot flushes, especially at night. I’ve tried the patches but they didn’t make a difference. I’ve done a bit of research and I’m going to try red clover and sage supplements. I’ve restocked other supplements I take, tumeric, vitamin D and just started milk thistle.
Hoping it brightens up a bit later then I can do the final seaweed run.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1243 -
Hope the supplements help, I didn't get daytime flushes just night time ones which were grim in the hot weather.
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