📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Onwards and the debt goes downwards!

Options
1263264266268269276

Comments

  • pink_poppy
    pink_poppy Posts: 2,132 Forumite
    Part of the Furniture 1,000 Posts Photogenic Homepage Hero
    I think it's just dig a clump out and tease into smaller clumps and replant where you want them - they'll spread around anyway. Maybe add some blood, fish & bone when replanting and water in.
    'A watched potato will never chit'...
  • lucielle
    lucielle Posts: 11,509 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks @pink_poppy. Busy night and a new person helping me. Did 34 covers!!!! Most I’ve ever done. 
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    That’s a lot of covers! 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • peb
    peb Posts: 1,961 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Busy!  I suppose tourist season has arrived 
  • lucielle
    lucielle Posts: 11,509 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Gosh tired today. Cleaned a holiday cottage and just having a sit down and watching my serial before this afternoon’s shift. 
    It’s only the second of May and I’ve been spending again. Ordered new hiking boots, very much needed as the tread has worn out on my old ones and I discovered a hole. Gone for the same pair as the old ones. Hoping they won’t take too much breaking in and I’ve got a new set of orthotics to go in. Also ordered some trainers that meet the criteria recommended by the hospital. Still came to over £200!
    This getting old malarkey isn’t fun!
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • in_need_of_direction
    in_need_of_direction Posts: 7,725 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    true but neither are sore toes.  the footwear will be well worth the investment
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • lucielle
    lucielle Posts: 11,509 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    That’s DD1 back home. She ended up leaving on Saturday night as the 24 hour garage has changed its hours and wouldn’t be open if she left early morning. Sad to see her go. 
    So we’ve done a thing. An expensive thing, however it should pay us back over 6 years. We’re getting solar panels. We’ve gone in with a couple of other people to make it cheaper so will need to wait for them to come and install when they’ve got all the orders and stock. Exciting!
    In other spendy news I’ve ordered an ice cube making machine. Thats nearly it on spending. My new hiking boots and shoes arrived. The boots are fine but the shoes I’m not sure about. I’m waiting for a call back from another company to see what they recommend, so I’ll possibly be buying a pair off them to see if they’re better but 1 pair will be going back. 
    Went to see a comedian on Sunday night. It was ok but didn’t come home with aching ribs from laughing like other ones I’ve seen. 
    Yesterday was glorious and spent time in the garden. I’m helping my neighbour break her pony in. We’re at the stage of going out on the road. My job is to grab the reins if it looks like it’s going mammary skywards. So far, touch wood she’s been great and literally taking it in her stride. 
    Currently locked out of work computer and waiting for the tech guys to phone. They’ve been updating the email system so not sure if it’s gone ok. 
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Waterfall sounds lovely. 

    Solar panels sound a great investment. 


    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • lucielle
    lucielle Posts: 11,509 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Had a win on the PBs, that’s reinvested. Garden project is a case of 2 steps forwards and one back. Basically had to knock down some of the work we’d done at the weekend as it wasn’t right. After a bit of help from google, I’ve ordered some aquatic cement (who knew there was such a thing?)
    Work was terrible yesterday. A new email system was installed which meant no emails till dinner time and then you had to shutdown each time you wanted it to refresh. Plus another project I was working on failed miserably. Arranged with a company to do the work needed, liaised with the staff at the site who they’d need in and the company never turned up. Not a happy bunny. Somehow the person who books the work at their end had booked it in for the first Tuesday in June. It means I’ve got to go through the whole thing again. Kudos to the company who admitted their mistake instead of trying to wriggle out of it and make excuses. 
    Ordered some more shoes, see how these ones fit with the orthotics in. 
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.2K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.