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Onwards and the debt goes downwards!
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Callanish stones…. No sign of Jamie!Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1242 -
Fabulous standing stones.2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 6.5kg/30kg
"Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)3 -
We were there in October last year - no sign of Jamie then either'A watched potato will never chit'...2
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That’s OH and DD1 off to climb a Munro. Been awake for a while my hips hurting. Ankle has also been playing up. The new insoles haven’t miraculously cured it which is a shame. I think I need to dig out my physio exercises and see if they will help.Long day today, covering DD1s job as well as my own and then a b&b shift to finish off.Spendy day yesterday as ordered the timber to make a shed and the sand we need for landscaping. Still need to order the sheets we’re going to clad it in.Also placed an order for Roman blinds. The second quote I got was half the price of the first. Couldn’t get the same fabric I’d picked out but with the naughty neighbours help found something equally as nice. If I’m feeling brave when it’s finished I might put a pic up.Princess peace lily seems to like her new spot and has decided she’s going to flower.Can’t remember if I said but OH managed to get daisy digger going. Well put landscaping on hold and get the shed built once everything gets delivered.Payday isn’t even here and I feel like it’s already gone. My car needs taxing and I know there isn’t enough in the car pot.LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1245 -
Beautiful beach photos.
seems like cars are the money spending theme for a few MSE'rs this month. Ours has just been serviced. After I hand over my £350 I always expect to drive home in a super duper F1 type vehicle but it never seems any different. Once the car is out of warranty we will use our trusty local garage for services.2 -
Another working week completed. A busy night last night. Going to go to town and buy some paint to redo one of the log stores, hopefully get that done this week if the weather plays ball.DD1s attempt to finish her father off by taking him up a Munro nearly worked, I think his legs have nearly recovered but he’s been scarred for life! She’s back on the mainland and doing some more big hills before coming back here next weekStill need to order the sheets for the shed. The wood and sand should be delivered this week.I’m going on a jewellery workshop later in May, along with a couple of friends.LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1243 -
Ok so had a complete change on the shed. We priced up the sheets first the roof and sides which came to £500 plus £200 for wood and then we’d need door hangings. It was while we were looking for door hangings we realised we could buy a shed for £600. So I’ve ordered it and hopefully they will be able to deliver up here. I’m going to cancel the wood we’ve ordered and change it for some aggregate, concrete and sharp sand.Also been looking at pond lighting for the stream which is proving to be a bit of a minefield. A few phone calls to make on Monday.Glad I went to buy the pant as I got the last tin of the colour I wanted.LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1242 -
Sounds like a busy few weeks. Glad you got to see your family and that your niece and baby are well. Love all the photos.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/252 -
The building materials got delivered yesterday, hoping the shed will be delivered before the weekend end but I think it’s more likely to be next week. Also purchased some aquatic lights to illuminate the stream. I did have a strop with the company I purchased them off as it said free delivery and then put a £25 delivery surcharge on. I phoned them up and said it was misleading and they’d lost the sale. However, everywhere else was either sold out or more expensive even with the charge on. So I had to put my toys back in the pram and order them.DD1 and I went out fishing on a friend’s boat. Anything we caught got put back as the majority were pollack and I’m not keen on those.Double shift today, roll on bedtime.DS1 has paid back the money we lent him, which is handy as the cc has taken a bashing with the recent purchases. Accountant says I’m due some tax back approx £500, I’d like to put this out of any spendy fingers way. Thinking if I can top it up to 1k and put it in a bond.LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1242 -
When it rains this is a waterfall in the garden. At the moment it’s got a few primroses. Can anybody tell me how I can get them to spread or take cuttings?
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1242
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