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Onwards and the debt goes downwards!
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So the last shift for me at the b&b was cancelled as there were no bookings. That’s it finished for this year. It closes on Friday and reopens in February.Went out on Saturday to a friends for Christmas drinks and then had an Indian meal (it was awful) and then to see a comedian we had booked.Still cooking up a storm for food to take away with us. Still need to make lemon drizzle and crumble. Out of butter at the moment but will get some today and get them finished.I haven’t set the kindle up but have moved it next to the laptop ready for battle!
Need to check funds and see where we’re at.LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1244 -
Ah that's disappointing about the meal L - was it somewhere you'd not tried before or do you think they were just having an off day?
🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her3 -
So disappointing to have a bad meal out.
lemon drizzle and crumble - what lovely treats.3 -
Oh and can you share a photo of your crochet blanket please3
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Good morning campers! Today I’m another year older! Happy birthday to me. Tomorrow Christmas can start. OH cooked a lovely meal last night, scallops with bacon and black pudding, delicious.@EssexHebridean we’ve had meals there before. It’s always cold so you keep your coat on. Just a really naff meal
@Blackcats I’ve got 1 more row of squares to join up and then it’s finished. I’ll post a pic when it’s done
Still not done the kindle.LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1244 -
Happy birthday to you 🤗🍰🥂I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Happy birthday, have a lovely day 🎈🎁🍰🍹3
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Finally finished it. 2 blankets to go on the foot of their beds Just need to wrap them
L
Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1243 -
Happy birthday - and what fabulous blankets too, lovely colours!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her3 -
Happy Birthday x2025 Decluttering 10472⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️
2024 Decluttering 11728⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️3
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