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Onwards and the debt goes downwards!
Comments
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Glad you had a lovely time with DD.
Sounds like the cows and other rural life elements keep you on your toes.
Hope your DH recovers quickly.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.8K Net savings after CCs 13/9/25
3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
(If took bigger lump sum = 54.5K or 42.7%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 13/9/252 -
What a lovely surprise for you and your OH. Have a fantastic time!paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 173 -
Saw
this little fun guy when we were out and about. LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1242 -
Lovely, looks like a slightly 'gone over' Fly Agaric?3
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I have no idea what it is.LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1242 -
We were planning on going for a big walk today but the weather is truly dire so we’ve called it off. Not quite sure what plan B is going to be.I went to the Opticians’s yesterday to see about a new prescription. She said the vision was better than when she’d first seen me. I have noticed a slight improvement. I’ve decided to leave it for a couple of weeks to see if it changes again. I’m a bit worried about spending lots of money on new glasses and having to do it again in a very short period of timeHad lunch out and it was very disappointing, have been there before and it’s usually ok. Stopped on the way back to find a waterfall that looks like it has swimming potential, it does.LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1243 -
I can imagine a pixie living underneath that toadstool!
Hope the weather has improved.3 -
Weather is dire here too.Sorry your meal was disappointing.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Big walk did not happen so went to the island life museum. It was better than expected. Had lunch out (also better than the other day) and DD1 drove home.Lit the stove and chilled for the rest of the day. DD1 leaves tomorrow (sob). I’m at work today for both jobs so her and OH are bring left to their own devices.Payday today, OH got paid yesterday. Hoping it’s for both jobs.LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1242 -
B&b are advertising for extra shifts I’m debating about doing 1 of them. OH doesn’t think it’s a good idea. Can’t decide. It’s not cooking a different role (roll? Ha ha).LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1242
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