We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Onwards and the debt goes downwards!
Comments
-
The tenant we had lined up has pulled out. Does take the pressure off DD1 to be out for the firstTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1242 -
Been working at the b&b and back again today and tomorrow. They’re having a curry night tonight so yesterday was prepping that, still got some to do today. Gosh my ankle is sore today, I’ve taken some paracetamol, hope it eases soon as it’ll be a long shift. I’m covering someone else’s shift tomorrow as well. On my way to work there’s a Christmas craft fair in the village hall so I’ll call in for a look en route
I split a load of logs before work yesterday and now one of the log boxes is full. We were going to do some today but the weather isn’t very nice and I don’t think my ankle will appreciate it.LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1241 -
How annoying about the PB's. We all have so many logins and passwords and security questions to remember. I was outraged when I was told that I'd got a security question wrong and hurumphed about muttering words to the effect of how dare they, I definitely know my eldest child's name. When I wound my neck back in and typed the shortened, every day version of their name I miraculously passed security.🤦♀️2
-
Thanks BC that made me chuckle. Glad that shift is over, my ankle is screaming at me. I’ve taken a smorgasbord of drugs so hoping they kick in and let me sleep. Smothered ankle in cool gel stuff and hopefully I’ll get through tomorrow’s shift. The curry night went very well and was a sell out.LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1241 -
Hope your ankle is feeling better soon.
Good news on the completion date for your DD. Has she been able to find someone to get the flooring work done asap?paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 172 -
Hi HSL. The floor won’t be sorted until 11 December as that’s the first date the builder has got.Slept pretty well for me, ankle is sore but not as bad as yesterdayLTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1242 -
Ouch to the poorly ankle L - definitely keep on with the painkillers as needed and stay off it where you can! It's good that you're getting the work, but not when it's hurting your ankle!
The other issue with passwords is that they are getting ever more complex aren't they - upper case, lower case, number, non alpha-numeric character, and now a lot of places want a minimum of 10 letters...no wonder people just resort to writing them down!
🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her2 -
I had to create a password for the RAC & it said it was not complex enough.
THe RA blooming C. Bah.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Hope your ankle recovers quickly.
Sorry about the tenants. Glad there was a silver lining for DDAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.8K Net savings after CCs 13/9/25
3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
(If took bigger lump sum = 54.5K or 42.7%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 13/9/250 -
DD1 has completed and exchanged!! Just need the floor sorting and then she can move in.OH has been off so a bit of a spendy day. Went to a craft fair and wandered round the town. Needed to buy a new microwave as ours went kaput.Going to a quiz tomorrow night with a couple of friends.DS 2 is still struggling with the breakup. Not sure how to help. He’s got too much time on his hands which isn’t helping.LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1244
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.6K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.6K Work, Benefits & Business
- 600K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards