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Onwards and the debt goes downwards!
Comments
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Glad you are settling in well to your new home.
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A short working day today, as we fly south for the wedding tonight and home early Sunday morning. Dogs have been dropped off at DS1s and his GF is going to look after them. Next month will be the first proper month of payments, which I'm not looking forward to but hey ho!
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1242 -
Well I think I must've annoyed karma big style this year!! Just had a phone call from premier inn, (booked since February) to say the booking has been cancelled!!! Lots of panicking but managed to find somewhere else but means we need to hire the car earlier which is more expense.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1242 -
WT actual…? Did they give a reason? Thank goodness you managed to find an alternative!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her2 -
How irritating. You must be due some good fortune. Hope the wedding goes well
Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
Well yesterday didn’t go according to plan. The flight was delayed for 2 hours. Phoned enterprise to tell them it was delayed and we still wanted the car. They were also given our flight details at the time of booking. Arrived at Southampton, Enterprise closed, phoned the out of hours number to be told what time the offices open. Website says Enterprise is open 24/7 at the airport. DD1 managed to get in touch with somebody but there was no one to sort out the car.DD2 managed to sort out an Uber but initially he was reluctant to take all 6 of us because we had hand luggage. We begged him and he did get us to our hotel cost £111 and arrived at midnight. OH has just contacted Enterprise to get our money back. Still need to organise taxis to and from venue and tomorrow morning to the airport. What can possibly go wrong?
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1242 -
Oh for goodness sake L - that’s entirely ludicrous is it. Personally I’d be approaching Enterprise to be paying you back for the cost of the transport you have now incurred above the cost you’d expected to pay for their car, with the threat that otherwise you’ll go straight to social media and blow their false advertising about 24/7 opening at the airport wide open. Appalling service. I really hope everything has gone smoothly from there!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her2 -
Sorry things didn't go to plan... Hope the wedding went well at leastAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
That is dire.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Congratulations on your 30th wedding anniversary...beautiful photos.
Hope the wedding has gone smoothly after the hiccups you’ve had with PI and Enterprise.paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 172
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