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Onwards and the debt goes downwards!
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Glad you are settling inAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
Found a new dog walk which I can do on the way to and from work, so that's good. Just waiting to have everything delivered fitted this week and then hopefully more progress can be made on boxes. I decided to take the weekend off from unpacking as I seem to have everything I need.
It looks like the chaps have had a great time in Croatia, DD1 is coming over on Wednesday for a catch up plus she'll want feeding! Think I might do a chicken and the trimmings. I need to check that DS1s Gf will look after the dogs when we go to the funeral. OH has sorted out the accommodation for 1 night. Just need to rally the troops and get them there.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1241 -
Not an easy time Lucielle. I feel for you all.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
Hope all goes to plan lucille.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
A pretty display of flowers in a new town we went to. Think we’ll go back again. LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1242 -
That does look pretty. I've never successfully got crocosmia to grow (the one at the front) despite it supposedly thriving on neglect...Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
Congratulations on the new house Lucielle, sounds like you are settling in nicely after a stressful time.
Very sorry to hear about your BIL though, MND is a cruel, cruel disease. Tragic.
WF xNew Mortgage: £240 999 7/2/20 £ 205 000 Aug 23 Currently: £193 313 Jan 2025
Mortgage Advance £27 000 April 2022 £22 450 Aug 23 Currently: £19357 Jan 2025
Business Loan £89 000 Jan 2023 £44 499 Aug 23 Currently: 33 382 Jan 20252 -
Only remembered to do the dog walk when I shot past the junction!! Did manage a U turn and did it. Happy pooches and I remembered on the way home. OH built the 2 new shoe racks that arrived today, that meant another 2 boxes unpacked. Not much more unpacking can be done until the wardrobes arrive on Saturday. I keep imagimimg how much stuff they'll take and then have to remind myself its not a Tardis!
I've finally managed to find out who my electric supplier is and its British Gas, not my favourite one to deal with especially after being on hold for an hour and put through to the wrong department 3 times. Direct debit is set up for £105 not sure this enough. Flo gas is £120, never had gas before and this isn't through the mains. Council tax is £167 over 10 months. Still not finished but glad to have a few things in place even though they wont start till October.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1242 -
Sounds like you are getting organised. I sympathise on needing a tardis.... turned out my understairs cupboard doubled up as one so maybe you'll get lucky...Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/252 -
Glad you're settling in and getting some key thigs sorted, sorry to hear about your brother in law - hope everyone pulls together next week.
H x3
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