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Prosperous soul in the making

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  • doingitanyway
    doingitanyway Posts: 10,049 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Blue skies, shiny teeth and quality time with your son. All good :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • savingholmes
    savingholmes Posts: 28,986 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Having checked those blood pressures on the nhs website - glad that we are taking action. DH is in the red on their chart and mine is at the top of amber. The gym will retake our BP in 6 weeks to see whether our 'lifestyle' changes have improved it. Will warn DH that he now classes as high BP and either he or both of us will end up on meds if don't resolve it
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • Honeysucklelou2
    Honeysucklelou2 Posts: 4,811 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    Well done on the swimming lengths... hopefully the exercise within water will help your leg.
    paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
    2025 savings challenge £0/£2000
    EF £140. Savings 2 £30.00. 17
  • MovingForwards
    MovingForwards Posts: 17,150 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    That is really good news about the swimming SH, it does make you feel alive.

    Hairdressers sounds like a plan, especially having your own magazine to read.

    It's great the insurance has paid out quickly, but I expect that type of insurer is used to quickly processing everything.

    Have a wonder weekend :)
    Mortgage started 2020, aiming to clear 31/12/2029.
  • MovingForwards
    MovingForwards Posts: 17,150 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    I haven't been swimming yet as I'm waiting until I move. The baths are a lot cheaper where I'm moving to than where I am. Also a lot closer!

    Glad you enjoyed your pamper.

    That's great news for DS. Having a bit of money coming in, even as a one off, boosts confidence. Let's hope his GP does the referral. Is really as easy as just asking to be referred and not jumping through hoops at the surgery?

    Have you looked at HC for your medium? Nothing wrong in spending a budget in advance, you will have something to show for it.

    Good luck with your month of answers, I'm sure everything will become clearer and plans can be made.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • jwil
    jwil Posts: 22,054 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad things are improving for you x
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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