We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Prosperous soul in the making
Comments
-
Good news on the gym membership (and all those classes too!) and you now have the perfect chair to relax in afterwards. It was meant to be.If it's not adding up, compound it!4
-
What a great find - looks really comfortable.paydbx2026 #19 £3324/£6000 . Mortgage start £148k June 23 - now £133k.
2026 savings challenge £0/£2000 EF £140. Savings 2 £2.174 -
Love the chair, great find!
Debt Busting Again in 2026!
Starting Debt 03.05.26 = £5345 Current Total 01.08.26 = £3987
Clear M&S Card Starting Balance 03.05.26 £600 Cleared 05.07.26 ✅
Clear V12 Finance Starting Balance 05.07.26 £600 Current Total 01.08.26 £297
4 -
Fab purchase.What I do not give, you must never take by force.
Mortgage outstanding - 30/12/22 - £25,900. 31/01/23 - £22,300. 28/02/23 - £20,500. 31/03/23 - £17,500. 30/04/23 - £15,800. 30/05/23 - £13,800. 31/06/23 - £11,300. 31/07/23 - £9,800. 31/08/23 - £8,300. 30/09/23 - £6,000. 31/10/23 - £3,000. 30/11/23 - £1,200. 06/12/23 - £00.00
God save us everyone, As we burn inside the fire of a thousand suns, For the sins of our hands, The sins of our tongues, The sins of our fathers, The sins of our young. Linkin Park4 -
Thanks Blackcats, MF, Grogged, Tahlullah, HSL and Dancing
Went to Pilates. Was a nice big room and people were well spread out so that went well.
Just nipped to the shop and C0st@ takeout with DD - so I am now enjoying banana pecan loaf.
Have my counselling appointment later.
I need to try and gather info and submit my company accounts for the first time. Clueless as to what I am doing... Deadline the 21/8Achieve FIRE/Mortgage Neutrality
1) MFW Nov 21 £202K now £166.7K Equity 38.23% 12/7/26
2) £1.8K Net savings after CCs 31/7/26 (but owed £400) so £2.2K
3) 44.5/82K = 54.26% AVC Goal by mid 20286 -
DS has borrowed £235 - roughly 8 days after he repaid the previous amount... [roll eyes]. This time it is for office equipment he can claim back from the new company. He says he will pay back at payday at the end of the month regardless.
Cleaner is here today which means my house is being transformed... LOL Noisy though...
If I failed to tell the tax people when my company stopped being dormant - can I be fined for that? Do I have to submit two lots of accounts - one for before and one for after?Achieve FIRE/Mortgage Neutrality
1) MFW Nov 21 £202K now £166.7K Equity 38.23% 12/7/26
2) £1.8K Net savings after CCs 31/7/26 (but owed £400) so £2.2K
3) 44.5/82K = 54.26% AVC Goal by mid 20285 -
Have you not had to file accounts every year? I suggest you try the cutting tax part of the forum there are lots of very knowledgable people over there.
4 -
I love the chair
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
Thanks JwilThanks Bad Memory. I only set the company up a year ago ish so first accounts dueAchieve FIRE/Mortgage Neutrality
1) MFW Nov 21 £202K now £166.7K Equity 38.23% 12/7/26
2) £1.8K Net savings after CCs 31/7/26 (but owed £400) so £2.2K
3) 44.5/82K = 54.26% AVC Goal by mid 20284 -
I rang the tax people. I have longer to file a return - like months longer - hopefully I was therefore panicking over nothing.
Took today off as I had some unrelated bad news about a family member. Life definitely sucks sometimes.
Spookily at the weekend I said to OH that the guttering needed cleaning out - and yesterday someone knocked on and offered to do it for £50. Result! Perfect timing. They are here now doing it. We've lived in this house over a decade and only had the gutters cleaned out once before...
Yesterday I bought some new yellow (ochre) velvety curtains in the sale - £20 reduced from £40. Planning to redecorate shortly and change a few things. Ordered some full price curtains at £60 - ochre, grey and white stripe for another room. Obviously going through a yellow phase!Achieve FIRE/Mortgage Neutrality
1) MFW Nov 21 £202K now £166.7K Equity 38.23% 12/7/26
2) £1.8K Net savings after CCs 31/7/26 (but owed £400) so £2.2K
3) 44.5/82K = 54.26% AVC Goal by mid 20285
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 355.3K Banking & Borrowing
- 254.7K Reduce Debt & Boost Income
- 455.9K Spending & Discounts
- 247.9K Work, Benefits & Business
- 605.1K Mortgages, Homes & Bills
- 178.8K Life & Family
- 262.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards