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Prosperous soul in the making
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Thanks MF and Tahlullah. My marketing efforts at the weekend still appear to be paying off. I've had a trickle of sales this week so still up in the 60s on some of the charts... A friend of mine has also launched a book - so pre-ordered it and will hopefully be able to give him a boost...
Well I've updated my job description and submitted it for re-evaluation - so here's hoping I get somewhere this time... I've tried a number of times before but don't think the evaluator understands my (obviously) unique role - so have spelt it out in lots and lots of detail!!! I was even impressed myself at the end of it. I think it is easy to under-value yourself - until you see everything written down and think how hard it would be for them to get a replacement that could do so many different things to a high standard. With all the marketing I am doing around my book - my profile has never been viewed so often... I am being approached about possible roles too - but none have been suitable so far... Good to know I have options...
For anyone out there - worried about the job market - dust off your CV and update your l1nk3d 1n profile before you need it. Grow your connections - I have 300-400 - many of who are directors etc... They may well know someone who knows someone if you are in need of a job in future. They used to think we had 6 degrees of separation from each other... They reckon with global internet that has shrunk further - and my now be down to just 2. I.e. we are just two people away from connecting to whoever we need to.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/256 -
Top 100 is great as you'll still get lots of views and hopefully purchases , I often scroll through the top 100 lists for inspiration."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3
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Thanks Jwil. I live in hope. DH gets paid tomorrow - always exciting.
DS has secured another client. She has given him 8 hours work so far. He's on track to earn more from his main client too this month so things are looking up.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/255 -
L1nk3d1n always generates interest and results in potential leads.
Book sales are doing really well.
Hopefully your role will be rebanded. Seeing it in B&W is an eye-opener and people forget how a job has evolved over time.Mortgage started 2020, aiming to clear 31/12/2029.5 -
Thanks MF. Someone else has enquired about my book so hopefully they will order it soon. Someone else is ratcheting up pages on KU so I am edging back up the rankings. I've found another category to ask to be put in... You can have up to 10 and I have less than that. DH has seen his payslip and his OT didn't go through for some reason which is going to make things tight this month - if I still want to hit my CC repayment goal - but should mean I can increase next month's CC payment if need be. I am going to pay the target CC in stages so that there's a bit of give in the budget if there needs to be. EF also topped back up so that could also offer some wriggle room.
In theory at the end of Feb I should get my first royalties payment... I am unclear what's included in that though so will see. I think I've just about covered the cost of early advertising but nothing else so far... but here's hoping for the longer term...
For some reason I've been feeling quite tired and fragile today. I took half a day off and have tomorrow am off to catch up on some sleep. Hopefully that or the weekend will sort me out. I've caught up on some light reading though which was nice. I may risk going to a BnM one night next week just for a taste of normality. Feeling rather 'shut in' currently... There's a yellow mini rug I fancy putting under my desk in the living room...Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/256 -
Speculate to accumulate, soon there will a small income from it.
Paying things in stages is good as it allows freedom to use the money elsewhere, if needed. You can always 'owe' the underpaid money and make it up slowly over the following months.
It's been a strange week and for some reason our bodies are not happy with what we are doing to them.
Mortgage started 2020, aiming to clear 31/12/2029.6 -
I think it doesn't help that it is school holidays which typically I associate with fun and days out.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/255 -
There's other fun things to do in your area, weather permitting.Mortgage started 2020, aiming to clear 31/12/2029.4
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£940 paid off target cc.
New debt balance £9722Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/254 -
Well done on the payment and being under £10k! Chill out days are definitely needed sometimes."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3
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