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Prosperous soul in the making
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Thanks Jwil and MF. 48 books downloaded yesterday in the end. Exciting. One reader that I asked via FB has already told me she's loving it and can't put it down. Encouraging. I've sent a few more direct messages on Linked and FB. Had 12 downloads today.
It's rained all day here today and has been quite windy too. Highlight of the day was DS cooked us a Valentine's lockdown special - Steak, chips, mushrooms, peppers and onions. I followed it up with DH's fave cherry pie! Got a Mr A delivery coming tomorrow. Looking forward to it - spent double what should have done!! Oops.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/255 -
I'd love to leave a comment about your book, but I'm too busy not being able to put it down...😆If it's not adding up, compound it!5
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Congrats on book success and debt clearance
DFD March 2025 (£35000 paid off)
FFEF £10000/20000 saved5 -
Awww thank you that's really lovely.Grogged said:I'd love to leave a comment about your book, but I'm too busy not being able to put it down...😆Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/256 -
Book downloads are very exciting. Well done x4
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Thanks Grogged, OhSh... and BusyMee
Now at 27 downloads for the day - it's creeping up. I was debating paying for adverts but having done a bit of reading the advice seems to be 1) build author website first 2) publish paperback first - to get twice the bang for your buck... 3) publish your next book asap. At which point your readers can get 2 books rather than just the one from the same advert...
Tomorrow is payday. The money is showing now - but I don't want to start distributing it until after midnight. Then another CC will bite the dust...Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/257 -
Paid £438 on the target CC so target card bit the dust. Need to find out in the morning if I can pay my next target card before the telephone banking code arrives...Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/257 -
Wow, that’s an amazing chunk to clear, well done. It must be so motivating to see the change in figures in your signature!paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 173 -
Is there nothing showing on the statement about how to make payments to your next target CC? I've mine set up as payees so I can quickly pay via my normal bank app.
Congratulations on clearing the other one!Mortgage started 2020, aiming to clear 31/12/2029.4 -
Congrats on clearing the card!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3
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