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Prosperous soul in the making

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Comments

  • Can you pm me the link please x
  • savingholmes
    savingholmes Posts: 29,210 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Done Erin.
    You guys are making my day. I've had friends from work, insta, FB and here and family get my book today. Really encouraging. 22 books downloaded today - 2 in USA, rest UK.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £167.4K Equity 38% 3/4/26
    2) £2.1K Net savings after CCs 14/5/26 (but owed £1.3K) so £3.4K
    3) Mortgage neutral by 06/30 (AVC £44K + Lump Sums DB £4.6K + (25% of SIPP 1.7K) = 50.3K of £127.5K target 39.4% 3/7//26 (If took bigger lump sum = 72.2K or 56.8%)
    4) FI Age 60 income target min £17.1/30K 57% (may need more) If bigger lump sum £15.8/30K 52.67%
    5) SIPP £5.7K updated 29/5/26
  • savingholmes
    savingholmes Posts: 29,210 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks 4 seasons. 32 books downloaded yesterday. Some others today. I was so excited it took me until 3 to get to sleep!!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £167.4K Equity 38% 3/4/26
    2) £2.1K Net savings after CCs 14/5/26 (but owed £1.3K) so £3.4K
    3) Mortgage neutral by 06/30 (AVC £44K + Lump Sums DB £4.6K + (25% of SIPP 1.7K) = 50.3K of £127.5K target 39.4% 3/7//26 (If took bigger lump sum = 72.2K or 56.8%)
    4) FI Age 60 income target min £17.1/30K 57% (may need more) If bigger lump sum £15.8/30K 52.67%
    5) SIPP £5.7K updated 29/5/26
  • thanx all downloaded, cant wait to read x
  • Grogged
    Grogged Posts: 866 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    Great guns on the book front!
    I've noticed my online banking now shows the bank details for everything if you click on the transaction.
    I wonder if yours is the same?
    If it's not adding up, compound it!
  • savingholmes
    savingholmes Posts: 29,210 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 13 February 2021 at 1:26PM
    Thanks 4 Seasons, Grogged and others who PM'd me.
    I hit 32 downloads for yesterday and today I am on 23 so far. Very, very excited. 
    Grogged - the thought of my transactions telling DH everything I spend doesn't sound like good news to me LOL.... 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £167.4K Equity 38% 3/4/26
    2) £2.1K Net savings after CCs 14/5/26 (but owed £1.3K) so £3.4K
    3) Mortgage neutral by 06/30 (AVC £44K + Lump Sums DB £4.6K + (25% of SIPP 1.7K) = 50.3K of £127.5K target 39.4% 3/7//26 (If took bigger lump sum = 72.2K or 56.8%)
    4) FI Age 60 income target min £17.1/30K 57% (may need more) If bigger lump sum £15.8/30K 52.67%
    5) SIPP £5.7K updated 29/5/26
  • savingholmes
    savingholmes Posts: 29,210 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Grogged said:
    I've noticed my online banking now shows the bank details for everything if you click on the transaction.
    I wonder if yours is the same?
    Just tested it. Not so far - thankfully.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £167.4K Equity 38% 3/4/26
    2) £2.1K Net savings after CCs 14/5/26 (but owed £1.3K) so £3.4K
    3) Mortgage neutral by 06/30 (AVC £44K + Lump Sums DB £4.6K + (25% of SIPP 1.7K) = 50.3K of £127.5K target 39.4% 3/7//26 (If took bigger lump sum = 72.2K or 56.8%)
    4) FI Age 60 income target min £17.1/30K 57% (may need more) If bigger lump sum £15.8/30K 52.67%
    5) SIPP £5.7K updated 29/5/26
  • jwil
    jwil Posts: 23,655 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    That's fantastic news about the book!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • That's a huge jump with book downloads!

    Yes, if it's in your account today, you can spend it.
    Mortgage started 2020, aiming to clear 31/12/2029.
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