We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Prosperous soul in the making
Comments
-
Can you pm me the link please x3
-
Done Erin.
You guys are making my day. I've had friends from work, insta, FB and here and family get my book today. Really encouraging. 22 books downloaded today - 2 in USA, rest UK.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/254 -
Thanks 4 seasons. 32 books downloaded yesterday. Some others today. I was so excited it took me until 3 to get to sleep!!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/253 -
thanx all downloaded, cant wait to read x3
-
Great guns on the book front!
I've noticed my online banking now shows the bank details for everything if you click on the transaction.
I wonder if yours is the same?
If it's not adding up, compound it!3 -
Thanks 4 Seasons, Grogged and others who PM'd me.
I hit 32 downloads for yesterday and today I am on 23 so far. Very, very excited.
Grogged - the thought of my transactions telling DH everything I spend doesn't sound like good news to me LOL....Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/253 -
Just tested it. Not so far - thankfully.Grogged said:I've noticed my online banking now shows the bank details for everything if you click on the transaction.
I wonder if yours is the same?Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/254 -
Now at 39 books downloaded today. Sending 200 direct mails on l1nk3d1n works... (at least for a free download) who knew?
I have so much left to learn. Trying to study up on key words to potentially use on an Am**** ad from Monday in the hope it keeps up the sales. I bet the algorithm is quite confused though by the eclectic mix of people who have downloaded it.
Finally delivered a parcel to a neighbour - who I tried previously 4 times this week! Doggy came with. Dog is curled up on me now - and she is so cute. I've got DH doing the washing (miracle). I did the dishwasher - unpacked and packed. It will need another load today I reckon. I have steaks defrosting for tomorrow. Need to convince someone to cook mince beef in spag bol or whatever for tea. I have promised to take DD to McD though...
On Monday I get paid... It seems to be showing in my bank account already... does that mean I can start spending it?Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/255 -
That's fantastic news about the book!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1
-
That's a huge jump with book downloads!
Yes, if it's in your account today, you can spend it.Mortgage started 2020, aiming to clear 31/12/2029.4
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.1K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.3K Spending & Discounts
- 245.2K Work, Benefits & Business
- 600.9K Mortgages, Homes & Bills
- 177.5K Life & Family
- 259K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards