📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Prosperous soul in the making

1249250252254255396

Comments

  • MovingForwards
    MovingForwards Posts: 17,150 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Not long until that CC is done!
    Mortgage started 2020, aiming to clear 31/12/2029.
  • savingholmes
    savingholmes Posts: 28,997 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    It is lovely knowing that the CCs are all on the way out. Went further into EF than planned this month - but DS owes me £93. I took pity on him though as his OD is charging 50% and said he could wait to pay until he got his Oz £ in his bank account.

    Another productive day today - I was in the zone. It really helps. Trying to maximise my hours while my brain is cooperating!! DD only had one lesson today and seems to be catching up on her assignments. She's off next week and really happy about it. DS seems to have a little more work this month and another potential client has been in touch so that may offer some further £ for him. DH had to go into work today - took my car for a run - came home and pretty much went to bed shattered... His sleep is all over the place. 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • Hopefully you all can get some rest soon.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • savingholmes
    savingholmes Posts: 28,997 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    DH and I walked the dog. It was bitterly cold and the grass was frozen. I've also written another 759 words... It all helps. Today my profile has picked up again on Am**** with people reading more which helped give me the boost needed to write... 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • Well done on the 759 words and the 5* reviews :smile:
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • Some treats and perks are needed.
    DD just needs time and practice, she will master cutting your hair.
    Try and use all available means to maintain contact with family, as much as using VC is hard after being stuck on it for your job, it's the best means at the moment.

    I'm enjoying reading how you're tackling the debts and how quickly they're coming down.

    Well done for writing more, it's a great escape from the world.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • jwil
    jwil Posts: 22,096 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    It's good that you've got movement with the book, hopefully the next few days will have a nice impact too :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Grogged
    Grogged Posts: 866 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    Fingers crossed for the promotional weekend.
    We've wired smoke alarms and a heat alarm in the kitchen.
    Which scared us witless when they went off one night as the backup batteries needed replacing...
    Never occurred to us that they'd also have batteries!
    Book cover sounds exciting.
    If it's not adding up, compound it!
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.4K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.4K Work, Benefits & Business
  • 599.6K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 258K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.