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Prosperous soul in the making

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  • jwil
    jwil Posts: 22,082 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I don't know how you cope on 15 degrees!  Ours is generally set to come on if it's under 18 degrees during the day.  I do sit there with a hot water bottle rather than putting the heating on though.  I got some nice warm slippers for Christmas which make a huge difference.

    Congrats on the book reviews though :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • savingholmes
    savingholmes Posts: 28,997 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks Jwil... I'm going to be setting my book to free from roughly 8am uk 12-14/2. I think that means it should finish at 8am on the 15/2 but not totally sure. May see if I can do it as a sponsored product at the same time to maximise take up. I read one guy who said he could tell his income in 3 months time by how many books he gave away free now... Hoping it works out!!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • jwil
    jwil Posts: 22,082 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks Jwil... I'm going to be setting my book to free from roughly 8am uk 12-14/2. I think that means it should finish at 8am on the 15/2 but not totally sure. May see if I can do it as a sponsored product at the same time to maximise take up. I read one guy who said he could tell his income in 3 months time by how many books he gave away free now... Hoping it works out!!
    Fingers crossed it works out!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • savingholmes
    savingholmes Posts: 28,997 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks jwil. I sold some more books to people at work which is encouraging.

    In other news £co paid me £1.80 and DH £30 this month. It all helps. I am using to reduce £ drawn from EF
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • jwil
    jwil Posts: 22,082 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Scary about the extension leads.  I hope you find them and get a refund soon.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • MovingForwards
    MovingForwards Posts: 17,150 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    A positive step and feel good factor, SH. Always underrated, but the impact is huge.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • badmemory
    badmemory Posts: 9,768 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    In other news I gave myself a haircut last night. Came out well enough
    The only thing I miss about lockdown is my HAIRDRESSER!!!   I can colour my own, always supposing I can find the colour (not easy), but cut it?  Can deal with the back & sides somehow, but the top!!!  At least I don't have to appear in public very much.

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