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Prosperous soul in the making

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  • jwil
    jwil Posts: 22,093 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope the writing went well.  You've got a solid foundation with a decent book, so whilst it may not be quick, hopefully things will develop for you :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • savingholmes
    savingholmes Posts: 28,997 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Oops - nearly an hour gone. Cracks whip. Should get back to it. At least while posting on here - I reminded myself that I need to set my book's free offer for next weekend in all territories and not just UK. I will try and write some more but if that fails, may have a go at doing some marketing materials to promote next weekend's free period on insta and FB. It's all learning. Still need to work on my website too... My DH moaned it was the weekend.... I'm wondering when else he thinks I have time to do this stuff?

    I found the extension cables but still need to find a suitable box to send them back in. Will be £60 refunded to Am**** but pretty much spent that replacing them so no further on. 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • Blackcats
    Blackcats Posts: 3,918 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    That's the trouble with weekends - they get filled up with all the tasks that we can't do in the week, add in a bit of rest and recuperation and that's the weekend gone!  
    You manage to get plenty done - you put me to shame - I've had a fairly lazy day.   
  • If you've got any boxes, just open them up and wrap the leads up, then wrap a bin liner around it and tape up. 

    While you may deem your procrastination as that, sometimes it's good to give the brain a rest. 
    DH will be happier when all your hard work sees the bank balance increasing, unfortunately all the background side does take time to get done.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • Tahlullah.H
    Tahlullah.H Posts: 1,227 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    Hope your neighbours are ok.  It was considerate of you to send the card.  Now, it is up to them if they want to reach out.
    What I do not give, you must never take by force.
    Mortgage outstanding - 30/12/22 - £25,900. 31/01/23 - £22,300. 28/02/23 - £20,500. 31/03/23 - £17,500. 30/04/23 - £15,800. 30/05/23 - £13,800. 31/06/23 - £11,300. 31/07/23 - £9,800. 31/08/23 - £8,300. 30/09/23 - £6,000. 31/10/23 - £3,000. 30/11/23 - £1,200. 06/12/23 - £00.00
    God save us everyone, As we burn inside the fire of a thousand suns, For the sins of our hands, The sins of our tongues, The sins of our fathers, The sins of our young.
    Linkin Park
  • savingholmes
    savingholmes Posts: 28,997 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I did write 706 words of what might become a non-fiction writing project - so productive but not on my top goals. I also asked some questions on my author profile on G00dR3@ds so progressing in the right direction...
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
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