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Prosperous soul in the making

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Comments

  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    DH did successfully fit the B n Q drawer that I bought to what was a blank drawer front. It is a very snug fit but got it in after several attempts. Now we understand more why. I got a few stand type things that I am hoping to put under the sink to create more storage levels despite the mass of pipes in there stopping other solutions. I may spray the white baskets I bought black to match the others assuming we can get them together. DH has struggled with the letter tray as did I so it isn't as simple as it sounds LOL.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • MovingForwards
    MovingForwards Posts: 17,164 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Phew, thank good DS came through and it will work out better with you not subsidising his expensive diet. 

    Got my fingers crossed for DD.

    I'm so sorry to hear the kitchen didn't quite go as planned, but your new and improved ideas sound great. Do let us know how you get on with the undersink space improvement, as it is such a waste of space how they are done; that's one of the reasons I want a handmade kitchen when I get mine done, plus wanting cupboards which go to the ceiling.
    Your kitchen is going to look so good when you have finished the transformation 🤗
    Mortgage started 2020, aiming to clear 31/12/2029.
  • badmemory
    badmemory Posts: 10,049 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper
    My kitchen is only 6 foot wide & I am hoping for floor to ceiling shelves with sliding doors in front.  Just hoping I can find someone that will do that without trying to tell me what I should want!
  • jwil
    jwil Posts: 22,467 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Shame about the larder drawers, everything else sounds like it's coming together though.

    Glad DS got paid as well :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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