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Prosperous soul in the making

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Comments

  • Chrystal
    Chrystal Posts: 2,008 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    Thanks for the info SH.  I'll have a look as it's getting more and more difficult to bend down (and get up!) when trying to find something in the cupboards.  I've been thinking about getting pan drawer cupboards but these one's will do in between times. X
    I Believe.....
    That it isn't always enough, to be forgiven by others.
    Sometimes, you have to learn to forgive yourself.

    Yesterday is history, tomorrow is a mystery
    Today is a gift. That's why it is called the present.

    happiness isn't achieved by getting extra things,
    but by getting rid of the things that make you unhappy
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Just make sure you measure your space - and that in a double wide cupboard ie left hand  & right hand doors - there's a middle piece of wood. There is in some of my cupboards but not others. I've wanted some for years - but was making myself wait for our new kitchen - when I realised I could fit them now and transfer them later if I did a refit. Good luck all that follow suit!
     o:) 
    I still need to get DH to fit the drawer DD assembled at the weekend. DD has primed the back side of most of the cupboard doors today. She is going to repaint the fronts later after she's been to the gym (gym - scary to me but apparently it is timed slots and hardly anyone is going).  

    DH has wandered off with my car with all the supplies I bought yesterday! Oh well. He's not well this week. I think he needs his sugars checking. DH renewed his motorbike insurance yesterday - it was going to be £174!!! but he got it for £80.  :* Good job as his bike is costing a fortune already this month.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • MovingForwards
    MovingForwards Posts: 17,164 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    edited 28 July 2020 at 11:46AM
    Measure twice, cut once has been drummed into me 😁

    DD is on a roll and is obviously very comfortable with what the gym are doing if she wants to go!

    Well done on the insurance saving, it shouldn't be what the renewal was based on age / experience. Nag him until he gets checked out.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • jwil
    jwil Posts: 22,456 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Those drawers and bin solution look great.

    Well done on the insurance and hope DH gets checked out.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • peb
    peb Posts: 1,986 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Morning. Just a word of caution (if not too late ), some of the bin solutions look great but are too small. A friend was delighted with her's at first but now wishes she'd gone for two full size bins. The recycling one seems to need constant emptying.  Maybe compare existing bin space with proposed bin space.
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks Peb - I haven't bought the bin one yet. Our current 2 bins are 50 litres and the one I am looking at is 2 x 45 litres so I think it should work out. It is the largest I've seen that's integrated.

    I'm sleeping incredibly badly at the moment so am waking every day whacked. I am going to try and cut caffeine after 11am and cut out eating after 9pm. I took pooch for a walk at lunchtime yesterday - I may try similar again in the hope that also helps. I did 4200 steps yesterday which was possibly my best for the year! I was hoping once I'd made decision on the kitchen I would sleep better but it didn't work yesterday.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • MovingForwards
    MovingForwards Posts: 17,164 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Give it time, you still have a lot of worry in your head, together with big plans.
    Mortgage started 2020, aiming to clear 31/12/2029.
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