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My journey to a debt free life
Comments
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Sunshine_girl2 said:Great to see you back posting OBL . Good to hear you got to see the family on Boxing Day. I am sure you are very busy work wise , enjoy your break this week. Having the dolls house where you can see it sounds ideal.Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,510 Owed = £11,1201
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Had trouble falling asleep last night but did nod off eventually 🙄
I met my friend for coffee today which was nice but the food was a bit sparse as they had no sandwiches at all, luckily they did have tea cakes so I had one of those toasted 😍
I came home and did DDs ironing and another load of washing. I also sorted the 🐓🐓out and was very excited to find an egg had been laid, they haven't laid for ages so it was a nice surprise. Apart from that I haven't done a lot today,the day just seemed to disappear
I am fairly tired so will be off to bed to hopefully sleep in a bitOriginal Debt Owed Jan 18 = £17,630 Paid To Date = £6,510 Owed = £11,1202 -
Hope you nodded of quickly last night.I bet the egg tasted delicious - a lovely surprise. I’m presuming it’s because the weather is so mild.You had a very productive day - bet it boosted your spirits having a clutter free space 👍January spends - £587.582
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I hope you had a good New Year's Eve OBL and here's to a prosperous and healthy 2022 to you and your family. X🍾🥳Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”2 -
milann said:Hope you nodded of quickly last night.I bet the egg tasted delicious - a lovely surprise. I’m presuming it’s because the weather is so mild.You had a very productive day - bet it boosted your spirits having a clutter free space 👍Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,510 Owed = £11,1202
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Seasidegal58 said:I hope you had a good New Year's Eve OBL and here's to a prosperous and healthy 2022 to you and your family. X🍾🥳Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,510 Owed = £11,1201
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New Years was a cold one due to my boiler packing up 😡 I'm just glad the weather has been so mild because we have had no heating or hot water since New Year's Eve 😟 I have left a message with a heating engineer to get back to me to come and repair it but haven't heard anything possibly due to it being New Years weekend. I do have two halogen heaters so have got them out of the loft. I've got one in the living room and DD has got one in her room but the rest of the hose is cold. I'm hoping I will be able to get hold of someone tomorrow 🤞
Im back at work tomorrow on an early and I need to go shopping afterwards because we need some normal healthy food. I am going to recreate two of the Gousto meals we had which were a Plant Based No Butter Chicken with rice and a Butternut Squash Biriyani, we are having the plant based chicken tomorrow and the Biriyani on Wednesday
I am getting back to calorie counting as well,so far I've only put on 1.5lbs from Christmas/ New year but I'm not sure that's an accurate weight. My home scales are accurate normally but I can't believe I've only put on that amount of weight. I am going to weigh myself again in the morning to see if it's changed. My clothes don't feel any different so maybe it's right. My SW meeting started again tonight but I didn't feel like going, I'm not sure if I will go back to that meeting or if I will just use Nutracheck seeing as it works so well. There is another meeting on a Wednesday morning that I might try but I will think about it. I do prefer to weigh in in the morning so that one might suit me better.
Ive also done my finances today. It will be a tight month due to me being off sick last month and not earning any unsocial hours but I have enough to cover everything. I did have some of the Christmas savings left but B was ill so ended up at the vets on Christmas Eve having a scan and some blood tests, thankfully nothing bad showed up but she does have to have more bloods in a weeks time. The Christmas savings leftovers have paid for that. DD did say tonight that she is going to pay for half of it and for half of the Christmas food which is nice of her
I also have a meeting about my sickness levels tomorrow because of being off sick with my leg. The leg is still no better and this week I have started to get a shooting pain at the base of my spine into the left side so I'm not sure what that's about. I haven't been able to get a GP appointment due to them prioritising Covid boosters but will try again this week
I am thinking of trialling another cut in hours so that I don't do my long day but instead do three 8 hour shifts. I've been doing this the whole of December but have used AL to make up the hours, I've now used up the unbooked AL that I had left so am going to ask to trial it for a couple more months so I can see how it would affect my earnings while I still have DDs money coming in then I will be able to see if I can afford to live on that money plus if my leg improves I can just go back to doing my one long day a week.
Im off on Wednesday so will be spending the day taking down the decorations and tree 😫😫 and having a good clean and tidy. I'm hoping that I will be able to get someone out to look at the boiler on Wednesday too 🤞🤞🤞
I am also going to try to remember to record my NSDs again from January the 1st, so far this month I have had three because I haven't been anywhere apart from out with the dog 😊 I have a lot to do to the house still so will be saving and spending money on that but I am going to try to not waste any money anywhere elseOriginal Debt Owed Jan 18 = £17,630 Paid To Date = £6,510 Owed = £11,1203 -
The cats got the right idea 😀Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,510 Owed = £11,1206
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Happy new year! Sorry to hear B was poorly and the boiler has packed up.
Great that you had the surplus in your Christmas savings to help with B. Hopefully someone will be out soon to fix it.
Great too that your daughter is helping out with Christmas expenses.
I hope all goes well with your meeting at work.I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/222 -
The cat looks very settled 😻
Hope you get the heating sorted soon and it isn’t too costly.
I makes sense to try fewer hours if you can manage it. Nothing worse than having to work through pain.
January spends - £587.582
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