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My journey to a debt free life

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Comments

  • Loving your girls, than you for the pictures ❤️
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • Loving the chicken photos . 
    Life is an adventure, never stop exploring.

  • Sun_Addict
    Sun_Addict Posts: 24,402 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sorry @Onebrokelady I’ve given you false information. The magazine is called Platinum not Eve. I used to buy a magazine called Eve a few years ago and it was similar. Call it a senior/blonde moment as I can claim both 😆
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • foxgloves
    foxgloves Posts: 12,816 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Love the chickens. They are just soooooo chickenny!!
    F x
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (46/100) 3) The Shrinking of Foxgloves 8.1kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
  • Love the photos OBL. I do miss having chickens, the fox got my last pair🙁. 
    paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
    2025 savings challenge £0/£2000
    EF £140. Savings 2 £30.00. 17
  • Onebrokelady
    Onebrokelady Posts: 7,936 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    foxgloves said:
    That's a good focus for getting your finances sorted, OBL. When I left work (long story), I was only 46 & if I hadn't had the famous LBM a couple of years beforehand, it wouldn't have been an option. In fact, it would have been a disaster, but because I'd had such a big change of attitude & done the hard yards with paying down our debt, I was able to pay off the last little bit from my redundancy settlement. I spotted your 'amount owing' in your signature the other day & can see that you will soon be presenting a figure that starts with a '13'. That is a decent drop, OBL, from a figure starting with a '17' & over halfway to an '18' from the looks of things. Of course, I didn't 'know' you before, but it is so obvious now how you are really reluctant to spend money on unnecessary stuff, when you can have it for the future to make yourself more secure, so I have no doubt that you will continue with paying that number down. Hope I am still posting on here when you get out of double figures, so I can give you a virtual cheer! 
    Just keep going m'dear & you will get there.
    F x
    Awww thanks Foxgloves,it's going to be a slow ploddy journey for me mainly because I am trying to rescue my house after years of no maintenance due to being daft with money. I have got DDs money coming in at the moment which I did think about chucking at the debt but I'm saving as much as I can so I can make sure my house is still standing when I retire. I still don't know if that's the right thing to do but can't see any other way to do both at the same time. It's unlikely I will be able to stay here in retirement so it also needs to be in good enough nick to sell. I could take in a lodger to help but I'm really not sure I want to go down that road 
    I actually credit this site and forum with saving me from a life of very bad decisions which would have had some very serious consequences, the people on here including yourself are so supportive and helpful ,I couldn't have made the changes I have made without everyone here cheering me on and commenting xx
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,894
  • Onebrokelady
    Onebrokelady Posts: 7,936 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Beautiful girls 🐓 They look a cheeky pair 😆
    Thanks, they are very cheeky, Babs is usually quite shy but I got her to eat out for my hand this week,Ginger is too much of a gannet to be shy, she's like a tank 😂
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,894
  • Onebrokelady
    Onebrokelady Posts: 7,936 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    milann said:
    😂I’ve just posted that it has been much lighter this evening 👍😄lifts the spirits 😄😄
    The pictures of the chickens 🐓 🐓 made me smile.
    I agree the mind certainly plays a big part in physical illness. Mind over matter and can do attitude go a long way to helping in healing 👍
    It definitely was lighter for longer, I get so excited when the nights start to get lighter. I'm glad the 🐓🐓made you smile 😊 
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,894
  • Onebrokelady
    Onebrokelady Posts: 7,936 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Sorry @Onebrokelady I’ve given you false information. The magazine is called Platinum not Eve. I used to buy a magazine called Eve a few years ago and it was similar. Call it a senior/blonde moment as I can claim both 😆
    Ahhhh I see, my mum bought me a copy of this when it first came out and I quite liked it, i really try not to buy them any more but might have to check this one out, looking at the info on the cover it's full of things that are relevant to me at the moment,it's even got an article about estranged families in it 😂😂 I will see if I can pick up a copy on my way home tomorrow,I'm not sure if my Little Mr S sells it but will have a look. Funnily now I've seen the cover of this I think I remember Eve magazine now 😂😂
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,894
  • Onebrokelady
    Onebrokelady Posts: 7,936 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    foxgloves said:
    Love the chickens. They are just soooooo chickenny!!
    F x
    Yep they are chickenny 😀
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,894
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