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My journey to a debt free life

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Comments

  • Cherryfudge
    Cherryfudge Posts: 13,754 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Thank you for telling your story, I'm sure there will be readers who will look at how far you've come and take heart for their own circumstances. I'm so sorry though to hear about your first little girl. Our children imprint themselves on us forever, don't they? 
    And well done Ginger. :)
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • milann
    milann Posts: 11,500 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    You have turned your life around and should feel so proud of that. I’m so sorry that you lost your 1 st baby.....it must have been a very hard time for you both. You really have done so well managing the way you have.
    The decorations look lovely......at this rate I think I’ll be decorating the builders ladders 😂😂😂😂 
    January spends - £587.58
  • That is all any of us can do x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • Thank you for telling your story, I'm sure there will be readers who will look at how far you've come and take heart for their own circumstances. I'm so sorry though to hear about your first little girl. Our children imprint themselves on us forever, don't they? 
    And well done Ginger. :)
    Thank you they certainly do 😊
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,894
  • milann said:
    You have turned your life around and should feel so proud of that. I’m so sorry that you lost your 1 st baby.....it must have been a very hard time for you both. You really have done so well managing the way you have.
    The decorations look lovely......at this rate I think I’ll be decorating the builders ladders 😂😂😂😂 
    Thankyou 😊I hope you manage to be free of your builders sooner rather than later 😊
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,894
  • Cherryfudge
    Cherryfudge Posts: 13,754 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I hope the pain is just another side effect of the Covid, but it's best to get it checked.

    Would it help to cook two or three portions and freeze some (I think you used to do that)? That way perhaps you could have two out of three days of the meal being ready before you go off the thought. Have your taste buds improved at all?
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • foxgloves
    foxgloves Posts: 12,793 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Agree with Cherryfudge that batch cooking is probably the way forward here. I think of this as making my own 'ready meals'. We also do a lot of 'Make the recipe for 4, but eat it two days running. Did that with roast butternut macaroni cheese Sun & Mon and will be doing again with my sausage casserole on Fri & Sat. It' s useful when you're busy, knackered or both.
    F x
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 8.1kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
  • The tree is done and nearly all the decorations are up, I just haven't finish the window and put the last garland up, it's looking very festive and cosy now 😊The tv isn't usually in front of the picture it's normally where the tree is but the tree won't fit anywhere else and excuse the bits of tree on the carpet ,I hadn't hooverd up when I took the photo 😊 I will post a photo of the garlands/ paper chains tomorrow along with the window when I've done it 
    Your decorations look lovely 🎅. The tree is a nice shape 🎄.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Nicnak said:
    That's gorgeous xx
    Thankyou, I actually like it in the day with no lights on 😊
    Wow it looks good unlit too 🎄.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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