My journey to a debt free life

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  • Onebrokelady
    Onebrokelady Posts: 7,385 Forumite
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    Or get a job in Costa? :) I will come and be a customer.

    :rotfl: hmmmm might be worth considering:rotfl:
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,080.1 Owed = £11,549.9
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
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    I've just started a spending diary again, it's frightening how the spends can creep up if you don't track them :mad:.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Onebrokelady
    Onebrokelady Posts: 7,385 Forumite
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    Trying to post but I'm being accosted by the cat, why do they ignore you all day but the minute you sit down they need a cuddle right now🙄

    So today started off with a visit to my GP, as suspected he has told me to refer myself for physio, I came home to do that but I need my NHS number and I don't know it so I will find out tomorrow when I'm at work and then phone them,he told me to take painkillers so I told him about my little headache problem and he suggested ibuprofen gel,I haven't had much luck with this in the past but decided to give it a go and to my relief it seems to be working,I can't quite reach the whole area but it does for my actual neck

    The rest of today has been spent pottering around at home,I had a row with DD so she has stayed in her room all day.....it's been lovely and peaceful:rotfl:

    I've bitten the bullet today and booked myself in for a hack at the riding school I tried last year,I haven't been back since that initial visit due to me not having the confidence to phone and book to go back,I've been feeling really sad about not riding lately so today I decided enough was enough and I was going to phone them if it killed me, so I'm going on Monday :j:j:j
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,080.1 Owed = £11,549.9
  • Cherryfudge
    Cherryfudge Posts: 10,011 Forumite
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    I'm so glad you have another ride booked! You will love it. :)
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

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  • foxgloves
    foxgloves Posts: 11,092 Forumite
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    Hi OBL,
    Just popping in to say I am on prescription ibuprofen gel. I was recently diagnosed with tendonitis & osteo-arthritis in my hands. I can't take any of the anti-inflammatory NSAIDs as I'm quite badly allergic to aspirin, but I don't get a reaction from the gels so my Dr said I can use them. The well known non-prescription brand didn't seem to do all that much, but the one he prescribed, which is called 'Fenbid Forte 10%' is more effective & I've just been to get a repeat prescription, at least until my physio date comes through. Just mentioning in case this is helpful.
    F x
    "For each of our actions there are only consequences" (James Lovelock)"For in the true nature of things......every green tree is far more glorious than if it were made of gold & silver" (Martin Luther King Jnr)
  • Sunshine_girl2
    Sunshine_girl2 Posts: 2,727 Forumite
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    Are you ok OBL , few days since you posted.
    Debt free April 26th 2021

  • I hope things are okay OBL. I hope you made up with DD :).

    Did you manage to get your ride at the stables?
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Onebrokelady
    Onebrokelady Posts: 7,385 Forumite
    First Anniversary Name Dropper Photogenic First Post
    Hi, sorry I haven't been around for a few days,Im going through a fairly bad depressive episode and just can't muster up the energy to post anything
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,080.1 Owed = £11,549.9
  • I'm really sorry to hear that OBL. I hope you feel better soon. Are you getting any help with it from anyone?
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Sunshine_girl2
    Sunshine_girl2 Posts: 2,727 Forumite
    First Anniversary First Post Name Dropper Photogenic
    Sorry to hear this , hope you feel better soon.
    Debt free April 26th 2021

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