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  • Sorry about tier 4 SA. We've just gone into tier 3 but it makes no difference to my lifestyle as I rarely go to pubs and having been avoiding coffe shops since March. Hopefully it iwll hold back the virus tide until we can all be vaccinated. Great news about the Oxford vaccine being approved though :).

    Well done on cleaning and clearing the kitchen cupboards :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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