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Things can only get better
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The countdown is on :j :j :jI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Happy Wednesday
I posted yesterday but obviously it disappeared
Worked from home yesterday then tried the spin class. OMG I've never sweated so much in my life, my hair was so wet it was like I'd been swimming! It was good though.
Did Pilates at work today, brilliant as always.
Tonight Mr SA declared he had lost weight and only 12st 2. Bearing in mind he was 18st not that long ago and it's obvious he hasn't lost 6st, I looked at the scales to find someone had changed the settings to kilos. Anyway he actually weighs 19st 2 :eek: Of course this has nothing to do with the beer, bread or chips he insists on over indulging in.
Hard to believe this time next week we'll be in Lanzarote, suddenly it's here :j I'm so looking forward to not having to cook, clean, food shop or get up at 5am for work.
Tomorrow I'm doing lunch with my work friend then Friday I'm finishing early to pick up the euros and have my nails done. Exchange rate not great at the moment thanks to Brexit but got a fairly decent deal via M&S €1.11 to the pound if you click and collect. Luckily it's super cheap where we're going €1.50 for a pint and €4 for a very large G&T. Food is cheap too plus we're all inclusive so will eat/drink at the hotel breakfast and lunch. Too many nice places to go at night though but will still get our money's worth.
Bring it on :jI get knocked down but I get up again (Chumbawamba, Tubthumping)0 -
It's great that you're enjoying the exercise classes and that you have Lanzarote to look forward to
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:eek: to Mr SA thinking he'd lost weight!Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Oh Mr SA... I feel for you. It must be so disappointing to have such good news denied. Meanwhile Mrs SA, you are going to be a bundle of muscle after all this exercise.I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/220 -
Just caught up on your diary SA, you are always so busy and always so upbeat about everything,it cheers me up to read about what you've been up to
Good news on the gym membership, I used to love going to the gym but haven't been for years now,I would like to rejoin my local one but I'm not sure I would end up using it, I remember I used to feel great when I came out though
Hope you and Mr as have a lovely holiday,I'm on holiday next week but will be at home pottering aboutOriginal Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,8940 -
I’ve got a few busy days so have a good holiday if I don’t get on here:beer::beer:January spends - £587.580
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Finished work for holiday :j
Picked up the euros then had my nails done. The salon took a photo for their FB page - bright pink with glitter, love them. Just colour not false nails.
Afterwards met Mr SA for a drink at the nearby Spoons.
Mr SA has FOROOB (fear of running out of beer). He’s down to his last 2 crates shock horror and is concerned he won’t have any on his return from holiday. Reassured him an order is in for the evening we return :rotfl:I get knocked down but I get up again (Chumbawamba, Tubthumping)0 -
Happy holidays :j :j :jI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Happy Sunday folks
Weather dire here today after being like summer yesterday.
Went to Insanity this morning, got soaked on the way there, luckily dry on the way back, Mr SA met me and we took the dog on the park.
Suitcase is packed :j. Helped Mr SA pack his which was very stressful. He's taking more clothes than me!! He won't wear most of them. Had to persuade him not to travel in a pair of very short shorts with a hole in. Reminded him it will be 1 October when we return and may be colder than he thinks.
Had a nice afternoon at a local park festival with DS and the GKs. Bought a lovely pot of winter pansies for just £3.99 and a metal suitcase planter on legs for £12.99. Been looking for a planter on legs for ages to plant herbs in and keep by the patio doors.
NSD today finally. All the monies start coming in from tomorrow thank goodness. Bank account looking very empty. Really need to get on plan after holiday.I get knocked down but I get up again (Chumbawamba, Tubthumping)0 -
Have a lovely holiday SA , the weather was indeed horrible this morning .Life is an adventure, never stop exploring.0
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