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Hope DD has a lovely Birthday tomorrow SA
Have a lovely evening.
:eek: 5.30am that's a very early start
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
5.30 :eek:
That is a bit early! XXI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
HHOD - it would've been my mum's birthday tomorrow too. DD wasn't due until 31 January so it was a real bonus for my mum to have what she said was her best birthday present ever.I get knocked down but I get up again (Chumbawamba, Tubthumping)0
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:eek::eek:my ds will be 40 at the end of the month:eek::eek: HOW did THAT happen
Happy birthday to your dd:bdaycake:
It must be so scary for you both each time Mr S is poorly - must bring back so many memories- I’m pleased it’s just a cold !!! man flu though.
Well done on tackling the shopping list.
Your 5 am start sounds scary - I prefer one five o clock in my day - teas time
January spends - £587.580 -
Sun_Addict wrote: »HHOD - it would've been my mum's birthday tomorrow too. DD wasn't due until 31 January so it was a real bonus for my mum to have what she said was her best birthday present ever.
That's just lovely:AI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Sun_Addict wrote: »HHOD - it would've been my mum's birthday tomorrow too. DD wasn't due until 31 January so it was a real bonus for my mum to have what she said was her best birthday present ever.
That's really nice SA
. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Sun_Addict wrote: »HHOD - it would've been my mum's birthday tomorrow too. DD wasn't due until 31 January so it was a real bonus for my mum to have what she said was her best birthday present ever.
That’s lovely :A.
I almost had DS1 on my birthday, but the tinker kept me in labour 26 hours and then came the next day. Now my birthday is a day to get through as fast as possible so it can be his birthday :rotfl: XxDebts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0 -
Forgot to say, I found out today I can officially retire on 23 January 2027. Last time I checked it was September 2026
The goalposts are forever moving. I get knocked down but I get up again (Chumbawamba, Tubthumping)0 -
I dread to think what it will be for me! It's sad how it keeps changing
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
It'll be 100 for you Wannabe :rotfl:I get knocked down but I get up again (Chumbawamba, Tubthumping)0
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