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Things can only get better
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Still an awesome emmergency fund
Mine is about a fiver :rotfl:I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Mine should be a LOT more than that though Beanie. They say 3-6 months expenses, nowhere near at the moment.I get knocked down but I get up again (Chumbawamba, Tubthumping)0
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Sun_Addict wrote: »Mine should be a LOT more than that though Beanie. They say 3-6 months expenses, nowhere near at the moment.
I am doomed then:rotfl::rotfl:I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Smile for the day - watching Dancing on Ice - Mr SA has yet again suggested we go ice skating :eek:
I don't even want to think about it :eek:I get knocked down but I get up again (Chumbawamba, Tubthumping)0 -
If you go you need to get it on video for us SA :rotfl:
I can't even imagine what you say back to his suggestions at times
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
Sun_Addict wrote: »Smile for the day - watching Dancing on Ice - Mr SA has yet again suggested we go ice skating :eek:
I don't even want to think about it :eek:
Heh heh, Mr Lucky said the same. I said sure no problem, I’ll just phone ahead to the hospital and let them know we’ll be needing a couple of beds in A&E :rotfl: XxDebts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0 -
It just goes in one ear and out of the other Wannabe
I used to go ice skating when I was young, every Saturday. I even have an ice skating blade shaped scar on my finger from when I fell and someone skated into it. Ugh the blood :eek: There is no way I'd do it now though.I get knocked down but I get up again (Chumbawamba, Tubthumping)0 -
LOL just seen your post Lucky :rotfl:I get knocked down but I get up again (Chumbawamba, Tubthumping)0
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Sun_Addict wrote: »Here we go again, the weekend's rapidly disappearing.
Have been really busy today, went to Aldi this morning, spent a bit more than I planned (as usual) but have plenty of food for the week ahead. Things will be tight from now until the end of the month but still do-able. Have spent what seems like hours cooking but now have a batch of spicy lentil soup for work lunches, 6 portions of veggie lasagne and 2 portions of fish pie - all WW recipes of course
Have done my finances so here are the "scores on the doors":
Debt £1570.00 - doubt any more will be paid off until payday now
VSP £82.00 - £5.73 in this week making a total of £26.02 so far for January
Emergency fund £3266.50 - this has gone down as I've had to take £344 for the fridge freezer out plus the £395 vet bill money that I've kept shuffling about for a few months. Once the debt has been paid off I can start building it back up again
Holiday balance £1034 - again will pay some off on payday
Tesco card £0 - paid off the balance today
I'm really pleased that I'm still keeping a track of what I spend and next month should be better cash flow wise. I really need to keep this up, having targets is helping.
Hope everyone has had a lovely weekend
I am SO impressed you don't just pay off the debt and the holiday with your emergency fund. You are really sticking to the system. how did I get in debt twice more after the first hellish time? I needed money in an emergency of some description. And I borrowed it. Even when I had one I used to pay off part of the debt which left me up a creek when the car went wrong. And I have never caught up with myself.Still an awesome emmergency fund
Mine is about a fiver :rotfl:
Mine is a think about 200 quid... So I could manage a fortnight!Nevertheless she persisted.0 -
I'm scared to let go of it Buffster. The cc is 0% until end March, the holiday is budgeted for and will be paid off.
I've paid off the debt twice now, this is my third time - I don't think I'll ever learn but I am trying as hard as I can.I get knocked down but I get up again (Chumbawamba, Tubthumping)0
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