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Things can only get better
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Lol to no more French food 😂😂 I didn’t watch the football.
Enjoy your treat manicure Tuesday. I have one tomorrow too 😁 I am thinking sparkly red looks quite Christmassy.I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Save £12k in 2026 Challenge £12000/£2000
365 day 1p Challenge 2026 £667.95/£110
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php4 -
I sympathise with the difficuly of gift selections for your DD. My DS is difficult to buy for too. Although he did once tell me what he wanted & all I could think was, what on earth is that, where do I get it from & how do I know that the one I am getting is any good. I'm afraid amazon do quite well out of me. He never seems to have any problem spending it though!
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Mr SA has gone back to bed with a lemsip. He’s sneezing his head off!I need to take the dog out shortly. It’s just started to snow, very fine flakes but the sky is white over.I get knocked down but I get up again (Chumbawamba, Tubthumping)2
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You've got snowflakes? That's got me looking out of the window if there is snow in our county this morning! I know my friends in Eastwood have a white garden as they pinged me a photo yesterday. Our garden is white, but it's heavy frosting rather than snow.
Sorry to hear Mr SA is now lergyfied - so much stuff going around at the moment.
F2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
2) To read 50 books (5/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg3 -
Glad your feeling a bit better SA ,I hope Mr SA has a speedy recovery 🤞did laugh about the baguettes 😀Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,756 Owed = £10,8743
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The snow was no more than a few fleeting very fine flakes so I won’t be building a snowman just yet 😆
I’m having a nightmare with these blooming Christmas decorations. Nothing is doing what I want it to do and I have no patience. A set of fairy lights got so tangled up I cut them with scissors and put them in the bin. Our walls are so rock hard no drawing pins will go in them so I bought some suction hanger things which won’t stick to anything! I’ve had to give up before it all ends up in the bin. I put quite a few things up a couple of weeks ago that will have to do. One thing I have done is decorate a conifer in a pot with lights and put it outside the front door.I’m going to have a go at roasting a whole cauliflower in a bit, what could possibly go wrong 🤣I get knocked down but I get up again (Chumbawamba, Tubthumping)4 -
Glad you are feeling a bit better and sorry that Mr SA is now poorly.
I think his one man protest and boycott of baguettes and French fries will certainly cause the French football team to feel remorse at scoring more goals than the English football team.5 -
Sorry you are having decoration problems. I tend to drape things over the furniture and use blu tack on the paintwork .I havent even got our decs out of the loft yet. Too cold to open the hatch.3
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I know what you mean about the decorations. We have got rid of most of our and just put a garland across the fire place and a white twiggy tree with lights and a few "special" things hanging on it. Can't be doing with stuff everywhere and falling down all the time and sellotape over everything.
Hope Mt SA recovers soo.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £27,204....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF £1360/£3000
.
Studies/surveys Feb....£69.05
Decluttering items 1402/2025. 96/2026
Books read 23 in 2025. 2026- 6 (target is 52)
Jigsaws done 20 in 2025. 2 this year.
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up3 -
Happy new nails on Tuesday.
With you on the decorations.
We have snow here.
'Tis chuffing freezing.
Have my gloves on & hood up in the house!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 21 months left.4
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