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I kept a pallet from our works a couple of years ago….Dh wasn’t as enthused about it as I was 😏 and since I’m a bit limited these days re sawing and nailing (I’d have had it made into something before my op on my arm) i reluctantly let it go last year after I’d become sick of stepping over it and Dh wasn’t taking the bait to turn it into lettuce beds attached to the wall 😏😡😏January spends - £587.584
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We're with the tentacled ones too... £54 credit left before they start to increase the DD. I'm glad of Martin's programme last night because DH suddenly went off to check what the emails really said and realised we aren't on some magical lower rate forever. That said, I've still not learned to use the multicooker which was supposed to save us from having the oven on most days.
I have a pallet that I hung onto when we had tiles delivered, with the idea that it's a pallet and therefore highly desirable but no real idea what to do with it.Some sort of upright planter is looking like a good idea but I have so much gardening to do that it may never happen.
How is your lounge coming along?I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/222 -
The plastering is almost finished @Cherryfudge, still a lot more to do though, looking like mid next week before it’s done and that’s not including the painting.I get knocked down but I get up again (Chumbawamba, Tubthumping)3
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Well I spoke too soon about 🐙 they want to put my payments up by £110 a month 😱 starting from July. Last month’s bill was £153 and I’m still £102 in credit so I think that’s too much for now. I can amend it but to no lower than £191 a month. Goodness knows how much it will be at the next rate rise 😩I get knocked down but I get up again (Chumbawamba, Tubthumping)6
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Scary times, @Sun_Addict. I feel news of our new increased payment can only be days away. Maybe they're working on it now as our monthly statement is 4 days late. Increases of £100+ a month can't not affect people's budgets. It's grim alright.
F2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 6.5kg/30kg
"Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)2 -
I think I’ll accept the new amount and try to build up some credit for later in the year. I have the £150 CT rebate to soften the blow plus I get a £70 a month pay rise in July. Worst case scenario I can stop overpaying the remortgage or reduce the overpayment. I also have the option of trying for promotion again. At least I have options, there’ll be a great many who don’t sadly.
I get knocked down but I get up again (Chumbawamba, Tubthumping)4 -
Yes, you are right. It is a worry, as paying so much extra money for energy costs each month means it will have to come from somewhere, but I know I'm very fortunate no longer to have a mortgage & I'm grateful for that every single day. I have worked in a number of economically & socially disadvantaged communities & know that very many people are going to struggle desperately to pay even for the basics. I'm hoping this won't be compounded with a particularly cold winter. People must be worried sick
F2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 6.5kg/30kg
"Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)4 -
That increase is scary 😳 how are people supposed to manage…..many folk are just scraping by as it is.January spends - £587.583
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Sun_Addict said:Well I spoke too soon about 🐙 they want to put my payments up by £110 a month 😱 starting from July. Last month’s bill was £153 and I’m still £102 in credit so I think that’s too much for now. I can amend it but to no lower than £191 a month. Goodness knows how much it will be at the next rate rise 😩I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
milann said:That increase is scary 😳 how are people supposed to manage…..many folk are just scraping by as it is.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2
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