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Regular Saver Thread **New and Restarted**

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  • dekkard wrote: »
    I’d recommend people contacting Virgin Money to request that they make the Regular Saver an online account again. If enough people do, they might listen.

    Already spoken to them they are keeping at branches only. Now that they are joining Yorkshire Bank the good saving account rates will probably disappear as Yorkshire Bank savings rates are awful.
    "Look after your pennies and your pounds will look after themselves"
  • Fingerbobs wrote: »
    Can you open a new Nationwide RS on the day of maturity of the old one, or do you have to wait until the following day?

    The maturity letter implies you can open the new one on the same day, but it's not all that clear to me.

    Once it has converted to a flexclusive saver account you can open another regular saver straight away.
    "Look after your pennies and your pounds will look after themselves"
  • schiff
    schiff Posts: 20,261 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I was foxed by an entry in my list of income sources for my tax return - OneSavings Bank which I'd never heard of. Research told me that Kent Reliance is linked and I had a regular saver with them.

    Might save time for someone encountering the same puzzlement.
  • Frogletina
    Frogletina Posts: 3,914 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    schiff wrote: »
    I was foxed by an entry in my list of income sources for my tax return - OneSavings Bank which I'd never heard of. Research told me that Kent Reliance is linked and I had a regular saver with them.

    Might save time for someone encountering the same puzzlement.

    I had the same problem when I encountered a listing for HSBC - it turned out to be First Direct

    frogletina
    Not Rachmaninov
    But Nyman
    The heart asks for pleasure first
    SPC 8 £1567.31 SPC 9 £1014.64 SPC 10 # £1164.13 SPC 11 £1598.15 SPC 12 # £994.67 SPC 13 £962.54 SPC 14 £1154.79 SPC15 £715.38 SPC16 £1071.81⭐⭐⭐⭐⭐⭐⭐⭐⭐Declutter thread - ⭐⭐🏅
  • polymaff
    polymaff Posts: 3,950 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    schiff wrote: »
    I was foxed by an entry in my list of income sources for my tax return - OneSavings Bank which I'd never heard of. Research told me that Kent Reliance is linked and I had a regular saver with them.
    Frogletina wrote: »
    I had the same problem when I encountered a listing for HSBC - it turned out to be First Direct

    Lucky you two to be able to see this data. Where do you find it? The nearest I can find is


    "Your income from other sources

    Non Coded Income"

    and a single figure. No breakdown as you seem to be able to see.
  • polymaff wrote: »
    Lucky you two to be able to see this data. Where do you find it? The nearest I can find is


    "Your income from other sources

    Non Coded Income"

    and a single figure. No breakdown as you seem to be able to see.

    Lots of us would appreciate you taking this discussion to a more suitable thread where instructions on how to access this detail is contained.

    https://forums.moneysavingexpert.com/discussion/5947607/interest-details-on-hmrc-personal-tax-account-updated-to-include-how-to-access-interest-details
  • polymaff
    polymaff Posts: 3,950 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Huh! That thread should be re-titled "Black Magic" - but point taken
  • Hi Everybody,

    I cannot find anything that has changed for this weekend's update. I will do another update next weekend.

    SS2
    For those new to this thread, the first few posts are constantly updated and are on the first page
  • Nasqueron
    Nasqueron Posts: 10,705 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Hi Everybody,

    I cannot find anything that has changed for this weekend's update. I will do another update next weekend.

    SS2
    For those new to this thread, the first few posts are constantly updated and are on the first page


    It's a minor thing but I went into Nottinghamshire BS as I was passing yesterday and the branch I went to in Burton said they won't open a regular saver for you without an appointment

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

  • schiff
    schiff Posts: 20,261 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Nasqueron wrote: »
    It's a minor thing but I went into Nottinghamshire BS as I was passing yesterday and the branch I went to in Burton said they won't open a regular saver for you without an appointment

    I'm opening the RS7 in the same visit as I collect from the RS6 maturity, when the funds on the latter become available on March 1st. Appointment arranged.
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