Regular Saver Thread **New and Restarted**

aj23_2

For the First Direct and HSBC Regular Savers, it says you can carry over deposits in subsequent months.

If you only say deposited £25 a month for 6 months, and then made up the rest in month 7, would you still get their £97 and £80 respectively at the end of the term?

verybigchris

aj23 wrote: »

For the First Direct and HSBC Regular Savers, it says you can carry over deposits in subsequent months.

If you only say deposited £25 a month for 6 months, and then made up the rest in month 7, would you still get their £97 and £80 respectively at the end of the term?

Nope. Interest is calculated based on the daily balance and paid at the end of the 12 months. If it wasn't we'd all be lumping everything in during the 12th month.

aj23_2

verybigchris wrote: »

Nope. Interest is calculated based on the daily balance and paid at the end of the 12 months. If it wasn't we'd all be lumping everything in during the 12th month.

Hmm okay, I'll have to see what I can do. Kinda want to make use of both straight away as I've switched two donors to them to get the switch incentives.

JamesRobinson48

The Nottingham BS Panthers Regular Saver (2.00% p.a., maturing Jan-2020) has just been withdrawn. As of today, the Nottingham BS's other RS issues are still available.

Special_Saver2

Hi Folks,

I have now removed the Nottingham BS Panthers Regular Saver account from the list on page 1 of this thread.

SS2

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For those new to this thread, the first few posts are constantly updated and are on the first page

surreysaver

Must be due a new Virgin Regular Saver soon...

sully1311

surreysaver wrote: »

Must be due a new Virgin Regular Saver soon...

Hopefully. Planning to open one in two weeks

dekkard

surreysaver wrote: »

Must be due a new Virgin Regular Saver soon...

I’d recommend people contacting Virgin Money to request that they make the Regular Saver an online account again. If enough people do, they might listen.

Fingerbobs

Can you open a new Nationwide RS on the day of maturity of the old one, or do you have to wait until the following day?

The maturity letter implies you can open the new one on the same day, but it's not all that clear to me.

masonic

Fingerbobs wrote: »

Can you open a new Nationwide RS on the day of maturity of the old one, or do you have to wait until the following day?

The maturity letter implies you can open the new one on the same day, but it's not all that clear to me.

I've opened on the same day and haven't run into any issues.