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Ooh lovely. Happy Pension Day! 🎉🎉🎉🍾Save £12k in 2024 - #2 target is £5000 only £798.34 so far
OS Grocery Challenge 2024 31.1% spent or £932.98/£3,000 annual
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My Debt Free Diary Get a grip Woman3 -
Suffolk_lass said:Ooh lovely. Happy Pension Day! 🎉🎉🎉🍾3
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Thank you all! Yep, I'm very happy about it Ed (hi!!!!) it was the first payment on Tuesday, as I became eligible last month
Today, I don't want to do too much on the accounts themselves, but what I might do is buy some premium bonds - they're also an item on their own on my Big List, so I could actually tick a whole something off
2023: the year I get to buy a car4 -
Yay to getting your well-earned pension, karma!!🎉 The coffee and sticky buns are on you!
NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!3 -
badmemory said:The banks are supposed to notify HMRC of any interest earned on non-ISA accounts, the figure they have is supposed to tally with what you file, mine never has. Your online account should have the figures & I believe that your SA should automatically state what they are.
I have both paperwork and digital information from the institutions my money is lodged with, telling me what the interest is. I'm not going to check that, I'm going to accept it - it's all mainstream institutions, if I'm caught up in something going wrong there, then half the country is too, and it will be obvious.
Thank you for worrying! But I'm fine2023: the year I get to buy a car3 -
Congrats on the pension payment Karma! And oooh, definitely buy those bonds if it means you can tick something off your list!Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway2 -
Yes sorry you are right, they have changed mine to simple assessment. Believe me it isn't simple. It is far harder checking their (always incorrect) figures than it is doing it yourself. You will note that they are both SA, I wonder if that was deliberate?When you come to filing next years (unless they change it) the state pension IS prefilled & it also will probably be wrong because tax is charged on it when it is due weekly & not when it is paid (their figure). Also most years (not all) will have the first week at the old rate with the rest at the new. And they say tax shouldn't be taxing!!3
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badmemory said:Yes sorry you are right, they have changed mine to simple assessment. Believe me it isn't simple. It is far harder checking their (always incorrect) figures than it is doing it yourself. You will note that they are both SA, I wonder if that was deliberate?When you come to filing next years (unless they change it) the state pension IS prefilled & it also will probably be wrong because tax is charged on it when it is due weekly & not when it is paid (their figure). Also most years (not all) will have the first week at the old rate with the rest at the new. And they say tax shouldn't be taxing!!Save £12k in 2024 - #2 target is £5000 only £798.34 so far
OS Grocery Challenge 2024 31.1% spent or £932.98/£3,000 annual
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My Debt Free Diary Get a grip Woman3 -
@Karmacat - well earned - enjoy! ☕3
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I always ring them & tell them about my own, perhaps I should do it in writing or even as a complaint. As for the self assessment I file, that is for a friend & as he makes a loss almost every year on over £100k turnover I feel it better not to draw attention to him! It is genuine & I have finally, I think, got his daughter to agree that it is far better for him to keep working than to fully retire. The state of him & his deterioration in the spring lockdown was a sight NOT to behold!
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