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  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Gosh, badmemory, that sounds like bad *current* experiences, sorry to hear that.

    Thanks Ed!  Must pop over and check how you're doing, SL mentioned on another thread you'd managed to lose a stone, which is exactly what I need to do.

    I just tried to buy a small amount of premium bonds, to link up the accounts so I can send a big payment next week.  Sadly, came unstuck with the blocked debit card :( blocked only because I'm in the middle of changing the pin, and I abandoned the task halfway through.  I can only fix it at an atm, and I've scheduled a visit early tomorrow morning, when very few people should be about.  So I should be able to start the premium bond process tomorrow evening.  So I won't be able to tick the whole thing off till later next week.  That's okay, better than nothing.  In the meantime, I've found that I haven't listed my premium bonds on my safety backup list, so I can happily do that.  After that, it might be half an hour of snipping at things in the garden, as the rain has finally stopped.  
    2023: the year I get to buy a car
  • Cheery_Daff
    Cheery_Daff Posts: 17,076 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 16 January 2021 at 4:48PM
    Ooh, interesting you've gone for premium bonds KC - is that in lieu of a savings account? Ours has dropped to 0.01% interest or similar, so I need to do some shuffling, but keep putting it off because it's so darn dull :joy: But given the way interest rates are I did wonder whether having it in premium bonds might add a little tiny bit of excitement :joy: Although I do have £5 worth that someone bought when I was born, which have won literally NOTHING in the last 40 years, so... :joy:

    Will go and investigate Martin's position (and you've reminded me to jolly Mr Cheery along in ordering a new debit card, his snapped several months ago and we've just been relying on mine since - much easier now we're not actually going anywhere but I would really prefer it if we both had one!)


  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hi Cheery :) I *think* Martin's a bit doubtful of their value - it recently decreased again.  But rates are generally rubbish, I need to keep the interest earned low for next year as I'm now getting the state pension, and though it may not be the best, it's better than nothing, which is what it was literally earning before :blush:   I still have £200 in there from years and years ago, and if I'm putting lots more in, then you never know, I might win the million pounder, and finances will get a *lot* easier  :D  

    It's a good thing I started to do it today: I tried to put premium bonds onto my safety backup list, but getting back on to the NSI website and fully logged in/proving my identity, took more than half an hour, there's a lot of ID stuff to go through, which is fair enough.  So that's a job well done.

    Totally agree that having two cards between two of you is a lot safer - if yours snapped too, you'd have to do it all at emergency speed, which is when mistakes happen.  I know whereof I speak  :D

    2023: the year I get to buy a car
  • Cheery_Daff
    Cheery_Daff Posts: 17,076 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ah, we may have been just going through the similar ID checks palaver - mine exacerbated by the fact that I never changed the address when I moved house (at least I don't think I did) so can't even register to look at things online until I've done that. First form filled in though, so stage 1 complete - tick!
  • edinburgher
    edinburgher Posts: 13,791 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    @Karmacat - afraid the answer is basically meat and eggs!
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I'll celebrate for you tonight! ;)
    MFW: Was: £136,000.......Now: £47,736.58......
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
     First form filled in though, so stage 1 complete - tick!
    Yay!  I love ticks :) 
    @Karmacat - afraid the answer is basically meat and eggs!
    You know what, that's the only sort of time that I'm jealous of meat eaters - it's *so* easy to have lots of different tastes and just be eating meat of one sort or another :) 
    I'll celebrate for you tonight! ;)
    Thanks Jimmy!  
    2023: the year I get to buy a car
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